Kyle
Kyle currently serves as a Banking Center Manager at this community bank.
What is First Merchants Bank?
A firm that manages money and provides financial services
What is a Bank
Founded in 1893 and headquartered at 200 East Jackson Street, this financial institution is one of Indiana's largest community-focused banks.
What is First Merchants Bank?
A card issued by banks which is used as an IOU, but must be eventually paid back.
What is a Credit Card
A card that enables users to withdraw money from their checking accounts.
What is a Debit Card
Kyle's favorite movie series features a Vietnam veteran who, in the first film, simply wanted a meal and a peaceful place to pass through town before trouble found him.
What is Rambo?
The bank of the banks of the U.S. Government and the Gatekeeper of the U.S. Economy.
What is the Federal Reserve.
This corporation is the largest financial services holding company located in Central Indiana
Who is First Merchants
This retirement savings account allows you to contribute after-tax dollars and potentially withdraw both contributions and earnings tax-free in retirement, provided certain requirements are met.
What is a Roth IRA?
A slip used to add money to your checking account
What is a deposit slip
Kyle changed careers and entered banking approximately this many years ago.
What is four years ago?
Insures up to $250,000 and serves as insurance for banks.
What is the FDIC
this individual serves as the Chief Executive Officer of First Merchants Corporation and First Merchants Bank, headquartered in Muncie, Indiana.
Who is Mark Hardwick?
This tax-advantaged savings account is designed to help families save for future education expenses, including college tuition, and in some cases K-12 tuition and qualified apprenticeship programs.
What is a 529 Plan?
Making a payment using the internet
What is online bill pay
What specific six-stringed instrument is one of Kyle's favorite pastimes?
What is a Stratocaster guitar.
POD (Pay on Death) or ITF (In Trust For) on accounts.
What is Beneficary
To be the most responsive, knowledgeable and high-performing bank for our clients, teammates and shareholders. This is our _________
What is their Mission
This financial measurement compares your monthly debt payments to your gross monthly income and is commonly used by lenders to determine your ability to manage additional debt and repay loans.
What is Debt-to-Income Ratio (DTI)?
True or False: you should NOT record debit card purchases in your check register
What is False: Money you spend on your debit card comes from your checking account which should be recorded in your check register
Alter Ego boasting an 850 credit score?
Who is Tom Sutton
Interest, Fees, and Investments and Securities
What is ways banks make money
Has been providing the best of what banking can offer since what year:
What is 1893
Credit scoring models consider this percentage the ideal maximum credit card utilization to stay under in order to help maintain a healthy credit score.
30% is the commonly cited guideline.
For the best possible credit score, many experts recommend keeping utilization below 10%, but under 30% is the commonly cited guideline.
When you write a check, but you do not have enough money in your account
What is a bounced check/overdraft