Investor Classifications
This type of investor has net financial assets over $1 million.
What is an Accredited Investor?
What is the RDI?
The objection "I want to think about it" usually means this.
What is a stall?
Fisgard’s MIC portfolio primarily consists of these.
What are first-position mortgages?
GICs offer low returns because they are insured by this.
What is CDIC?
These investors face no annual investment limits.
Who are Accredited Investors?
Eligible and Ineligible investors both use this form.
What is Form F4?
This is the reason investors worry about "no CDIC insurance."
What is fear of loss/trust concern?
Fisgard’s max loan-to-value (LTV) ratio is this.
What is 75%?
MICs like Fisgard offer higher returns because they invest in this.
What is real estate-backed lending?
This classification applies to a client that earns $125K with a spouse.
Who is an Eligible Investor?
This type of Investor must fill out Appendix D on the Sub Doc
Who is an Accredited Investor?
This type of mortgage provides the most security.
What is a first-position mortgage?
Fisgard has this many years of dividend-paying history.
What is 30+ years?
This type of investor may be lured by headline yield over strategy.
What is a return-focused investor?
An Eligible investor can invest up to this amount without advice.
What is $30,000?
This document proves an investor’s financial status.
What is a KYC (Know Your Client)?
One way Fisgard reassures investors about liquidity.
What are structured redemption options?
This amount is available in Fisgard’s credit facility.
What is $60 million?
This factor makes Fisgard’s returns competitive despite being lower.
What is consistency and security?
This type of investor may invest up to $10,000/year under the OM exemption
Who is an Ineligible Investor?
Form 45-106F9 must be completed before this investor can invest.
Who is an Accredited investor?
This strategy explains why Fisgard rates are lower than others.
What is risk-adjusted return?
As of 2024, this was the return on Class B shares.
What is 8.34%?
Fisgard avoids these high-risk types of loans.
What are second mortgages/development loans?