Investor Classifications
This type of investor has net financial assets over $1 million.
What is an Accredited Investor?
A suitability assessment is required for this investor group.
Who are Eligible Investors?
The objection "I want to think about it" usually means this.
What is a stall?
Fisgard’s MIC portfolio primarily consists of these.
What are first-position mortgages?
GICs offer low returns because they are insured by this.
What is CDIC?
An Eligible investor can invest up to this amount without advice.
What is $30,000?
Eligible and Ineligible investors both use this form.
What is Form F4?
This is the reason investors worry about "no CDIC insurance."
What is fear of loss/trust concern?
Fisgard’s max loan-to-value (LTV) ratio is this.
What is 75%?
MICs like Fisgard offer higher returns because they invest in this.
What is real estate-backed lending?
Ineligible investors must complete this form before investing.
What is Form 45-106F4?
Accredited investors must sign this document.
What is Form F9?
This type of mortgage provides the most security.
What is a first-position mortgage?
Fisgard has this many years of dividend-paying history.
What is over 10 years?
This type of investor may be lured by headline yield over strategy.
What is a return-focused investor?
These investors face no annual investment limits.
Who are Accredited Investors?
This document proves an investor’s financial status.
What is KYC (Know Your Client)?
One way Fisgard reassures investors about liquidity.
What are structured redemption options?
This amount is available in Fisgard’s credit facility.
What is $60 million?
This factor makes Fisgard’s returns competitive despite being lower.
What is consistency and security?
This classification applies if a client earns $125K with a spouse.
What is Eligible Investor?
Ineligible investors require this type of disclosure.
What is Enhanced Disclosure?
This strategy explains why Fisgard rates are lower than others.
What is risk-adjusted return?
As of 2024, this was the return on Class B shares.
What is 8.34%?
Fisgard avoids these high-risk types of loans.
What are second mortgages/development loans?