This number of locations and/or number of acres triggers Primary Flood Coverage.
What is more than one property or more than 2 acres of dry land.
100
Excess flood is offered in these flood zones for qualifying PURE Members.
What are B, C, X, A and V zones (ALL except CBRA Zone).
100
This coverage endorsement is 'typically' offered for risks in these areas.
What are B, C, X zones and non-coastal areas.
100
This coverage endorsement is 'typically' offered for risks in these areas.
What are A, V flood zones and coastal areas.
200
This loss settlement provision applies for Primary homes only.
What is Replacement Cost Coverage.
200
Excess flood coverage layer is pierced after these coverage forms/limits are exhausted.
What is Primary Flood and DIC coverage endorsement.
200
Represents the settlement cost for dwelling and contents when the Flood Advantage endorsement applies.
What is Replacement Cost Coverage, up to the full replacement of contents and buildings.
200
Coverage for other structures includes a member's property including these structures.
What are barns, pool houses and broader coverage for detached garages.
300
This loss settlement provision applies for secondary homes and contents coverage.
What is Actual Cash Value (ACV)
300
Represents the maximum coverage limit a member can purchase under the excess flood form.
What is up to the policy limits for dwelling and contents coverage on the homeowner policy.
300
When Advantage endorsement is applied, this is the maximum total available coverage that can apply.
What is the lesser of $1M or the dwelling value.
300
Represents the limit of Property Removal coverage when the Extension endorsement applies.
What is $10K.
400
This represents the maximum limits offered under primary flood for dwelling and contents coverage.
What is $250K dwelling and $100K contents.
400
A 70% premium credit applies to excess flood pricing when a Member has this endorsement applied to the homeowner policy.
What is the PURE Flood Advantage endorsement.
400
The limits for basement improvements and contents that applies with the Flood Advantage endorsement.
What is $30K for basement damage and $15K for basement contents damage.
400
Coverage for Extension is reduced by payments made under this policy form.
What is the Primary Flood policy.
500
This coverage feature, offered under PURE DIC flood solutions and excess flood with a limit of $50K applied, is NOT covered under the primary flood form.
What is Additional Living Expenses (ALE).
500
The difference in the definition of a flood event as compard with the DIC endorsement forms.
What is follow form, follows the definition of flood in the primary flood policy form.
500
Represents the coverage limit for ALE when the Advantage endorsement is applied.
What is $50K ALE.
500
Is the built-in higher limit amount available when the Extension endorsement applies.
What is $0. Cannot extend limits beyond the primary flood coverage ($250K dwelling / $100K contents).