ACCOUNT PRODUCTS
FEES
LENDING
STUDENT/YOUTH ACCOUNTS
FORUM ONE CHECKING
100

This account has 4% APY and includes a financial advisor, all for $9 per month.

Prime Reserve

100
When is a bad address fee assessed

When we receive returned mail  

100

This is the balance transfer fee for the Forum credit card.

What is $0?

100

This is the maximum amount of funds that will earn dividends in the Forum one checking account.

$25,000

200

These 3 accounts all have a .05% APY 

Base Share Savings

Special Savings

Holiday Savings

200

How soon can we do a fee reversal 

next day

200

This is the amount of the foreign transaction fee for Forum credit cards.

What is $0?

200

These are the ATM and purchase limits for a debit card associated with a student checking.

What are $250 and $750?

200

This transaction description/account feature appears when funds are moved from a savings account to a checking account to keep the account from having a negative balance. 

Overdraft protection

300

This account has a high interest rate, but has limitations on how money can be added.

Common cents 

300

A member deposits $300 of coin on October 1, $450 on October 15 and $100 on October 20th. What would their fee be for using the coin machine?

$85

300

This is the age that the Student Checking will roll-over to a Forum one checking automatically

24

300

This is the amount a member would earn if they maintained an average balance of $5,000 in the checking for the entire month and met the criteria for the 2% dividend. 

What is $8.33?

400

52 week money challenge

make 26 deposits throughout the year  and save at least $1378 Why is the prize 1378

400

How many months does an account have to be inactive before assessing an inactivity fee?

Savings 36

Checking 12

400

These two accounts have a minimum of $100 to earn the dividend rate.

Regular Savings 

Special Savings

400

This is the number of free non-forum ATM transactions per calendar year

10

400

This is the criteria members must meet to earn the 2% dividend rate.

-maintain a total of $1000 or more of new deposits into the checking including cash and direct deposit


OR

-conduct 20 or more transactions on your debit card

500

This account is a prize-based savings. How much do you need to put in each month to be elegible for the drawings. 

$25 per month for the $100 prize. total of $600 deposited for the year (and $500 minimum at the end of the year)

500

Incoming and Outgoing wire fee

incoming wire $10

outgoing wire $20

500
The sprout account offers a 10% match on deposits each year on a maximum of this much money.

$2000 for a total reward of $200

500

This is the number of free non-forum ATM transactions per calendar year.

4