Personal Finance Basics
Daily Wellness & WRAP
Boundaries & Relationships
Recovery & Resilience
Community Resources
100

What is the first step in creating a budget?

Tracking your income and expenses

100

In WRAP, what does the “daily maintenance plan” describe?

What you’re like when well, what you must do daily, and what helps maintain wellness

100

What kind of boundary involves protecting your emotions and mental health?

Emotional boundary

100

What phrase reminds us to focus on manageable steps instead of the whole future?

“One day at a time”

100

What kind of resource helps with meals when money is tight?

→ Food bank / pantry

200

What’s one advantage of paying bills on time every month?

Builds credit, avoids late fees, reduces stress

200

Name two examples of wellness tools that can be added to a WRAP.

Mindfulness, journaling, exercise, affirmations, calling a support person

200

Give one example of a “rigid” boundary and why it might not be healthy.

Never asking for help; shuts out connection and support.

200

Give one reason boredom can be a challenge in recovery.

Creates space for negative thoughts or risky choices

200

Name one way public libraries can support recovery or life skills.

Free internet, job searching, quiet space, workshops

300

If you earn $1,200 and spend $1,000, what’s your savings rate in dollars?

$200 saved

300

Why is it important to identify how you look and feel when you’re well?

So you can recognize early warning signs when things change

300

How can you tell the difference between helping and enabling?

Helping supports independence; enabling prevents accountability or growth.

300

What is one way resilience is built through facing setbacks?

Learning coping strategies, building confidence, or strengthening problem-solving

300

What kind of identification is often required to apply for food or housing assistance?

Government ID (driver’s license, state ID, etc.) 

OR (No ID? /EBT / Medicaid Info)

400

What’s one strategy to reduce impulse spending?

Waiting 24 hours before purchases, shopping with a list, avoiding triggers

400

If you only have 15 minutes for wellness, what’s one “high-impact” activity you could choose?

Any of these; meditation, stretching, quick walk, gratitude journaling. (this could change from person to person though!)

400

Why might boundary setting feel uncomfortable at first?

Fear of conflict, rejection, or disappointing others

400

True or False: Resilience means you don’t experience stress or hardship.

False

400

Why might connecting with outside care providers strengthen your recovery plan?

Brings professional support, accountability, and guidance

500

Why might an emergency fund be more important for someone in early recovery or transition?

It provides stability when unexpected stressors occur, reducing risk of crisis

500

What is one long-term benefit of consistently reviewing and updating your WRAP?

It evolves with your needs and strengthens resilience over time.

500

In one sentence, describe how setting boundaries can actually improve relationships.

It builds mutual respect, honesty, and healthier communication

500

Name two personal strengths that can support resilience in recovery.

Examples: persistence, humor, creativity, support networks, faith

500

If someone is nervous to use a new community resource, what’s one strategy to reduce the barrier?

Bring a support person, call ahead, or gather information online first