JTSF Jeopardy

RENTERS

100

What is the Renters Discount % on an Auto Policy?

2%

200

Name the 3 most important coverages within a Renters Policy.

1. Personal Property 

2. Liability 

3. Medical Payments 

300

This type of policy can help an Insured cover their lease payment if they ever get hurt and can't work. 

Disability Income 

400

Please name two discounts I can receive on a Renters Policy.

Automatic Sprinkler Discount

Home Alert Discount

Home Auto Discount 

Loyal Customer Discount

500

I am 20 years old, live by myself and currently have an auto policy with your office. Sell me a renter's policy...

Great Job! 

HOME

100

State Farm Home insurance policies are based upon ___% Replacement Cost. 

100

200

You are unsure if the location of this home is eligible what tool do you use to check eligibility? 

PBRI

300

Homes have three different values, what are they? 

Market, Appraisal (Tax, and Replacement) 

400

My home just burned down, and I have the following coverages. 

Dwelling: 300,000

Personal Property: 225,000

Liability: 500,000

Dwelling Extension: 30,000

Option ID: 60,000

Medical Payments: 5,000

Loss of Use: 90,000

All Perils Deductible: 3,000

W/H Deductible: $6,000

Up to how much can I get paid for my claim?

672,000

500

My current home insurance is at 1500/year, your quote is at 2500 why should I switch? 

(Hint: Get the rest of the information out of me...)

Great Job

PLUP

100

What does PLUP stand for?

Personal Liability Umbrella Policy

200

Within the two scenarios which PLUP is more expensive?

1. Household with 3 Drivers and 2 Cars

2. Household with 2 Drivers and 3 Cars 

1

300

I have 54 and my wife is 56. Although, I have a 22-year-old daughter that is driver on my policy. Do I still get the class 50 discount?

 No.

400

Give me a scenario where a PLUP policy would be useful.

Claim Example....

 Good Job

500

Between what liability limits can a PLUP policy be submitted only as non-binding?

Liability limits of $6 million to $10 million

PAP

100

Give me three different property classes for a PAP. 

• Jewelry
• Fine Arts
• Collectibles (such as dolls, model trains, sports cards, comic books, stamp and coin collections)
• Computers/Media Equipment
• Cameras and photo equipment
• Hearing Aids and Medical Devices (such as insulin pumps, oxygen equipment, etc.) and prosthetic devices such as artificial eyes and limbs
• Musical Instruments
• Sports Equipment
• Bicycles
• Furs

200

What is the minimum premium for a PAP?

75/year

300

I have the G.O.A.T. Trophy and want to insure it, can I?

Yes

400

I am a photographer for national geographic and drop my camera off a mountain while taking photos. Is this covered 

A PAP provides coverage for cameras and camera equipment primarily for non-professional use. 

Cameras and equipment used by these full- or part-time professionals are ineligible for coverage:

• Full-time professional photographers
• Freelance photographers
• Newspaper photographers
• Photojournalists

500

Utilizing the homeowners conversation try to sell me a PAP.

Great Job

BOAT

100

The main part of the boat is also called a...

Hull

200

A pontoon boat is classified as a _____ when doing the application?

Runabout

300

Emergency Service – this coverage pays up to $_____ for reasonable costs incurred from specified emergency service to the customer's boat, motor, or boat trailer.

$1,000

400

I have taken a safety course for boating does that qualify me for a discount?

Yes

500

If my boat motor gets damaged by freezing water during the winter is that covered?

No