A look at business account history, personal credit of directors
What is credit checks?
100
An owned resource expected to increase in value
What is assets?
100
This is money you give to a startup or small business with the expectation that it will grow and you'll get a return on that money
What is venture capital?
100
Financial support received in cash or kind
What is sponsorship?
100
All ongoing business expenses not including or related to direct labor, direct materials or third-party expenses
What is overheads?
200
The risk profile of the loan will impact on the rate.
What is interest rate?
200
The practice of funding a project or venture by raising money from a large number of people who each contribute a relatively small amount
What is crowdfunding?
200
a thing that is borrowed, especially a sum of money that is expected to be paid back with interest
What is a loan?
200
A company's financial debt or obligations that arise during the course of its business operations
What is liabilities?
300
The amount the borrower originally takes out or the amount still owed
What is Principal?
300
Gives you a stake in a company and its profits
What is stocks?
300
A person who donates something, especially money to charity
What is a donor?
300
The ability of a customer to obtain goods or services before payment
What is credit?
300
Utilizes a form of collateral, like a house or car
What is secured debt?
400
If the capital position of the company is weak, personal guarantees from directors, or securing the loan again their homes is a typical way of managing lenders' risks
What is secured/unsecured?
400
Refers to all of your investments as a group
What is portfolio?
400
The interest rate may change over the life of the loan
What is variable interest rate debt?
400
A deficit in a bank account caused by drawing more money than the account holds
What is overdraft?
400
Has the same interest rate for the entire lifetime of the loan
What is fixed interest rate debt?
500
A % of total loan paid to lender
What is arrangement fee?
500
The specific assets in your investment portfolio
What is holdings?
500
Has no collateral, like credit cards or personal loans
What is unsecured debt?
500
There is no set date when the debt must be repaid, like credit cards