WC Claims
The date used by the WCIRB to calculate a client's experience modification.
What is "Unit Stat Date"
This coverage symbol provides the broadest coverage for your client's auto fleet
What is "Symbol 1"?
These individuals will assist you with evaluating, submitting, and placing clients in the following programs: PEO, Captive, SIG's, and Large Deductible Programs
Who is the "Alternative Market Department"
Responsibility, Compliance, Communication, Hazard Assessment, Hazard Correction, Accident Investigation, Training, and Recordkeeping
What are the 8 elements of an IIPP?
The employer mandate under the ACA is also known as
What is "Pay or Play"?
To elicit a concrete and specific deliverable
What is "Vision Box"
Starting August 20th, this system will be taking over our current Applied TAM
What is "EPIC"
A Workers Comp forecast done on all IWINS clients with the following codes: US3, US2, US1
What is an "Experience Modification Projection"
This coverage would make payment to a random skydiver who landed in the insured's parking lot by accident and subsequently broker their leg
What is "Medical Payments Coverage"?
This program has no underlying carrier supporting the members but it does have a defined excess policy for losses typically in excess of $500,000
What is a "Self Insured Group (SIG)"
HR tips, Online Training, Safety Videos and compliance support... This service even has a "my content" folder to organize a businesses documents and templates
What is the Succeed Risk Management Portal?
This Federal Law establishes minimum standards for employee welfare benefit plans
What is "ERISA"?
A "wine and cheese" to justify whether the prospect can fire the incumbent
What is "The Rehearsal"
InterWest's central communications network and carrier market search
What is the "Intranet"?
in 2017, the WCIRB placed greater weight on frequency than severity by implementing this factor
What is "Split Point"
This endorsement may provide some coverage for ADA allegations concerning webpage accessibility
What is "Cyber Liability Coverage"?
This program require the client place their payroll with them and has a co-employment clause in their agreement
What is a "PEO"
This is how often an employer is required to recertify forklift operators
What is "3 years"?
A section of the IRS code that allows employees to pay for certain benefits with pre-tax dollars
What is "Section 125"?
The process of leveraging existing relationships into new business
In this year, InterWest was founded as a result of a merger of three Northern California brokerages
What is "1992"?
Temporary Disability Benefits are calculated at this rate
What is "2/3 the Average Weekly Wage"
A vehicle was stolen from an employee's home, and stripped of company-owned tools. This policy will cover the business property
What is an "Inland Marine Policy"?
This program has a defined formula for calculation of the collateralization requirement
What is a "Captive"
An Employer has a serious occupational injury- They have this amount of time to self report to Cal-OSHA enforcement
What is "8 Hours"?
The cap for any one person's claim under a partially self funded medical contract
What is a "stop loss deductible"?
To determine whether there is "pain" within the prospect's active memory
What are "Fish Net Questions"
Former President and CEO, this award is handed out every year at our sales exchange to some of the top producers at InterWest
Who is "Tom G. Williams"?
The InterWest revenue threshold range that determines a US-2 Client
What is $7,500 - $20,000
This type of policy only provides coverage for a loss if notification of the loss is received by the carrier during the policy period or extended reporting period.
What is a "Claims Made Policy"?
This program does not have a disclosed formula for collateralization calculations and letters are stacked over several years.
What is a "Large Deductible"
What is "80 degrees"?
The maximum amount you can contribute annually into your Health Savings Account?
What is $3,450 per Individual & $6,900 per Family
Identifying all the elements of a proactive service solution, while allowing a prospect to recognize the difference between their past experience and your proactive service
What is "Picture Perfect"
Providing peace of mind and security by creating innovative risk management solutions to present or reduce the potential for loss for our customers, and to assist our clients through unforeseen financial loss
What is the "IWINS Mission Statement"
The Workers Comp rule that bars an employees normal commute to work from being a compensable claim
What is the "Going and Coming Rule"
This is the only policy that provides general damage payments in addition to Workers Compensation benefits when an employee is injured
What is "Uninsured Motorist Coverage (UIM)"?
This program requires that the client retain them for Payroll, HR and other ancillary services. The WC coverage may or may not be placed through them.
What is an "Administrative Services Organization (ASO)"
What is an "IIPP"
This particular benefit should NOT be paid with pre-tax dollars under the Section 125 IRS Code
What is "Disability Insurance"? (If the premium is not taxed, the benefit will be, leading to a much lower benefit payment to the employee.)
An organized whole that is perceived as more than the sum of it's parts
What is "Gestalt"?
One of our fearless leaders that joined InterWest in 2000, Our safety one-on-one guru became principal and officer of InterWest in 2003 was given this birth name
Who is "Mervin Earl Arenchild III"