MISC
How do you set a reminder?
Follow Ups
The calculation completed when a group is ours and there are >10% savings after last look
Underfunding
The threshold % we assess whether going back for last look or sending to renewals to negotiate
5%
If already negotiated and under 5% we still go for LL
If it hasn't been negotiated then we send back to renewals
How do you tell if an essential advisor has "bought up" with an increase?
Check the Firm page, history tab
Where do you find the carrier AE aligned with the advisor?
Current In Force List
The type of advisors we do not go back for last look for
Essential
What carriers renewals are pulled by the BOT and where are they found
CL
MLI
SL
How do you find RBC and Beneva's TLR
90-3.5-commission
What is BIF?
Business In Force
What marketing status do we use when the AE is going to send it back to the advisor for review
Hint: the rates haven't been reviewed yet
Sent to AE for advisor review
What is the most important area on dbase to check before sending out an RTQ
FIRM NOTES (General and Marketing)
What is the HCSA fee for:
MLI
BBD
SL
CL
8%
8%
8.75%
8%
Who is the first Canadian life insurance company?
Canada Life/Canada Life Assurance Company (1847).
How to calculate the chambers premium into rates (specifically for life, disability and CI)
Life,CI $/vol
LTD $/vol*100
This benefit is defined as "any interaction between patients and/or members of their circle of care, occurring remotely, using any forms of communication or information technologies with the aim of facilitating or maximizing the quality of effectiveness of patient care"
What is Virtual Heatlhcare
What is Manulife Financials' drug formulary called (DTF)
Dynamic Therapeutic Formulary
H'S TEAM: For ASI under GroupHEALTH, what are the 4 serious illnesses covered
Cancer (Life Threatening), Heart Attack, Kidney Failure or Stroke
M'S TEAM: How can you tell the difference between an Agent of Record Letter and Marketing Letter?
With an Agent of record letter the broker is immediately entitled to any commissions for the group. A marketing letter will not mention commissions.
T's Team: What are the dependent scaling for Manulife
0-7 years 1/2 unit, 8-12 years 1 unit , 13-18 years 2 units
D'S Team: When do we use mid-year tab? and what's different than the renewal tab?
When the group has coverage but is not ours, or it's ours but we are not illustrating pre-renewal rates or going for last look