You'll Get Credit (Cards) For This
Credit Cards don't typically come with this type of 4-digit number, unlike debit cards
PIN
One of the most common and easily identifiable red flags within phishing messages
Poor Spelling or Grammar Mistakes
This is money borrowed to help pay for college or other education costs, and you have to pay it back with interest.
Student Loan
What is it called when you set a plan to track your personal finances?
Budgeting
Which economic indicator is commonly used to measure inflation?
CPI (Consumer Price Index)
The maximum amount of money you can spend on a credit card at any given time (set by the card company and based on your credit history)
Credit Limit
If you receive an unsolicited email that contains a link to an unfamiliar website, what should you NOT do?
Click the Link!
This type of student loan typically has higher interest rates and are not backed by the government
Private
When you first receive a paycheck or incoming funds, what is the main thing you SHOULDN'T do right away?
Spend All Of It
Within 1%, what is the current US Unemployment Rate?
4.20%
This term, abbreviated as APR, represents the annual cost of borrowing money, expressed as a percentage
Annual Percentage Rate
What is one thing your password shouldn't contain in order to help ensure that your login credentials are not hacked or compromised?
With this type of loan, the government covers the interest on it while you are still in school.
When you set aside money for a future need or situation (like a vacation or emergency), what is this called?
Saving
In terms of GDP (Gross Domestic Product), which European nation is in the top three biggest economies on Earth?
Germany
This type of credit card requires full payment of the balance each month
Charge Card
What is the tone a scammer will use with you over the phone to try and get your information as fast as possible
Hurried or Impatient
This program is designed to forgive the remaining balance on student loans after you have made 120 monthly payments and while working full-time for a qualifying government or other non-profit employer.
PSLF (Public Service Loan Forgiveness) Program
What are the expert recommended percentages to set aside when budgeting for needs, wants, and saving?
50/30/20
This term is often used to describe the differences between the revenues from selling a product and the costs of producing it
Margin
This type of credit card is recommended for people building credit and holds their own money as a deposit down for the credit limit
Secured Credit Card
If you are paid with a check for a job you have yet to do or an item you have yet to sell, what is one thing you should avoid doing with that check?
Deposit or Cash It
The typical amount of time after graduation before you begin repaying your student loan
6 Months
How many months of living expenses do experts recommend you have in a healthy emergency fund?
3-6 Months
The M1 money supply consists of _________, demand deposits, and other checkable deposits, making it the most liquid measure of money
Currency