YYYOOO!!!
A savings account you can access quickly to pay for unexpected expenses or emergencies
What is an Emergency Fund?
Pools money from many investors to buy a diversified portfolio of stocks, bonds, other other securities, managed by a professional for a fee
What is Mutual Fund?
____ are the percentage of a company's earnings that is paid to its shareholders as their share of the profits. They are generally paid quarterly.
What is Dividends?
Represents the performance of 30 of the largest companies in the United States.
Dow Jones Industrial
____ is a federal program that provides financial support to individuals and families facing the economic risks of retirement, disability, or the death of a wage earner.
What is Social Security?
You or someone lending money to a business or government
Bond
F
What is Ford Motor Company?
If you investing $2000 in a CD with 8% interest rate, how long would it take to double your money?
What is 9 years?
This is the city and state in which Warren Buffett lives?
What is Omaha, Nebraska?
A ____ is a sales charge or commission that an investor pays "upfront"—that is, upon purchase of the asset. The percentage paid varies among investment companies but typically falls within a range of 3.75% to 5.75%.
What is front end load?
Who in the classroom does JP have a crush on his sister?
Who is Charlie?
___is the net gain or loss of an investment over a specified time period, expressed as a percentage of the investment’s initial cost.
What is the Rate of Return?
Aims to mirror the performance of a specific index, like the S&P 500, by holding all or most of the securities in the index.
What is an Index Fund?
This is what a company is called when they first appear on the stock market...it's called an
What is an IPO or Initial Public Offering?
This is the first stock exchange to ever exist? This has a physical location on Wall Street in Manhattan?
What is New York Stock Exchange?
In a(n) ______ plan, employees can contribute a portion of their salary on a pre-tax basis, which is then invested for retirement savings.
What is a 401k plan?
The written pledge of the government or a municipality, such as a city, to repay a specific sum of money with interest
Government Bond
PEP
What is Pepsi?
If you invest 5,000 at 4% interest rate, how long would it take to double your money?
What is 18 years?
This is the American holdings company that Warren Buffett owns which includes Geico, Duracell, and Dairy Queen?
What is Berkshire Hathaway?
_____ also known as a deferred sales charge, is a fee charged by some mutual funds when investors sell their shares, typically a percentage of the amount being sold, designed to discourage early withdrawals.
What is "back-end load" fee?
Who left for several days and didn't come to school because they had "relatives visiting from out of town"? YOU MUST USE HIS NICKNAME...
Who is T "Money" Smith?
This is the nickname given to the market when more investors are buying stocks, which causes stock values to increase
What is Bull Market?
Can be bought and sold on the stock market, just like individual stocks. They are cheaper than mutual funds?
What is Exchange Traded Funds or ETFs?
When you invest, you make choices about what to do with your financial assets. _____is any uncertainty with respect to your investments that has the potential to negatively impact your financial welfare.
What is Risk?
The Standard and Poor's 500, or simply the ____ , is a stock market index tracking the stock performance of 500 leading companies listed on stock exchanges in the United States.
What is the S & P 500?
This is the type of plan in which you contribute money AFTER taxes. You have a 7,000 limit you can put in each year... You can start drawing out this money at 59 1/2 years old.
What is a ROTH IRA?
This is what the percentage of interest you receive that is marked on the Bond...
What is a coupon rate?
NVDA
What is NVidia?
You decided to invest in a EFT that averages 10% return each year, how long would it take to double your money?
What is 7.2 years?
What is 11 years old?
one of the most common investment instruments—charge what’s called an ____ ____. This is a measure of what it costs to manage the fund expressed as a percentage.
What is an expense ratio?
This person always knows what is for lunch...
Who is Lyvia?
A ____________ market is when investors are selling stocks, which causes stock values to decrease.
What is Bear Market?
A retirement savings option that automatically adjusts the asset mix as your retirement date approaches is known as a(n) ____
What is a TDF or Target Date Fund?
An individual who has a license to buy and sell stocks and other investments on one or more stock exchanges.
Stock Broker
The ____ tracks the performance of more than 3,000 technology-related companies.
What is the Nasdaq?
Eric decides he wants to start investing to save a little money up for a truck, what kind of investment account should he open?
What is a brokerage account?
This is the term for when the Bond is 'due' to be paid out?
What is Maturity Date?
UAA
What is Under Armour?
You decided to put your money into an actively managed mutual fund that gets a 12% return...how long will it take to double your money?
What is 6 years?
What are Warren Buffett's two rules when it comes to investing money?
This is paid to brokers for their services...
What are commissions?
This classmate just recently received a 'glow up' with a blonde curly hair style for his upcoming baseball season...
Who is Danny Tovar?
As ___________________________ increases, the purchasing power of the dollar decreases, which impacts how much you can buy in goods and services.
What is inflation?
The beauty of mutual funds/ETFs/ TDFs is they come already with a variety of assets and stocks in different industries, etc...otherwise known as
What is diversification?
What is the US government agency responsible for regulating the securities industry, protecting investors, and maintaining fair, orderly, and efficient markets.
What is the Security and Exchanges Commission or the SEC?
This index tracks 2,000 smaller — also known as small-cap — companies with market capitalization between $300 million and $2 billion.
What is the Russell 2000 index?
This is a company sponsored plan that provides retirement funds and guarantees money for life - calculated by income and years of service...
What is a Pension?
You have a Bond that was initially a $1000 bond with a 2% coupon rate. What will the last payment be at maturity of the bond?
What is $1020?
PG
What is Proctor and Gamble?
You decided to put your money into a savings account that earns 2% interest. How long will it take to double your money?
What is 36 years?
(BTW...would not recommend for long term investing)
What is Warren Buffett's favorite soft drink?
What is Coca Cola?
Which tend to have a lower expense ratio? Actively Managed or Passively Managed Funds?
What is passively managed funds?
This person is Royalty and won the 2025 Sweetheart Queen...She also does an epic job announcing...
Who is Angelina Franzel?