GICU Savings, Checking, Money Market and eMoney Market

Fresh Start

100

True or False - Fresh Start is the only account that has a fee 

True

200

What is the monthly fee for Fresh Start

$5 per month plus tax

300

Can Fresh Start have remote check deposit

no

400

Does Fresh Start checking account offer dividend to members 

No 

500

What is the daily limit for pin and for signature on our Fresh Start Checking Account

$250 pin and $500 as signature/credit 

Basic Blue

100

What is the minimum to open Basic Blue

$0.00

200

True/ False - Basic Blue does not offer remote check deposit 

False - Basic Blue does offer remote check deposit 

300

What is the daily debit car limits on the PIN side

$500.00

400

What is the debit card limits on the credit side/signature

$3000.00

500

True - False - Basic Blue has a monthly service fee of $10.00 plus tax per month

False - Basic Blue is a Free checking account

Greater Checking

100

Minimum to open

$0.00

200

True or False: Greater Checking account does not offer dividen bearing

False - Greater Checking is the account that has the highest paid dividends 

300

How many transactions per month do you need to do on your debit card to earn the dividend  

20 transactions per month 

400

What are the daily debit card limits on pin and signature 

$1000.00 pin and $5000.00 credit/ signature 

500

3 Qualifications per month to earn the dividends 

• At least 20 debit card purchases totaling $100
• Enrollment in estatements
• At least 1 direct deposit of $100 or more or 1 payment made via Greater Iowa bill pay from your Greater Checking account

Fees

100

Fee for the following:

-Online banking

-Bill Payment

-eStatements

-Mobile banking

Free 

200

NSF Fee - Return items (ACH or Share)

$29.00 each time 

300

Overdraft transfers from Savings account is

$4.00 plus tax/transfer 

400

How much are our Corporate Share Draft

$7.00 if it is made out to someone else but if it is made out to the member is free. 

500

How much is our Privileged Courtesy Fee - Overdraft fee 

$25.00

Savings/Money Market

100

Savings Account What is the fee for excessive withdrawals (in excess of 6 per month)

Free

200

Money Market - Excessive withdrawals (in excess of 6 per month)

$5 per withdrawals and transfers

300

Money Market - Minimum Balance does not meet 

$10 per month plus tax

400

eMoney Market - Minimum Balance does not meet

$15 per month plus tax

500

Savings account - Dormant account (6months)

$10.00 per month