Miscellaneous GL Review
Underwriting Principles
CSU/E&S
General Trivia
Legal Principles
100

Roofers are specifically identified within CSU's appetite as this type of risk class.

What is contractor class?

100

Craft breweries, wineries, and distilleries share significant all share this major liability exposure. 

Liquor Liability

100

This is where we can find the CG0001 and ADV.488

CinciSource

100

This is the largest mammal on Earth.

What is the blue whale?

100

Coverage B commonly responds to allegations involving these two forms of defamation.

What are libel and slander?

200

This endorsement extends certain liability protection to another party with an insurable interest.

What is an Additional Insured Endorsement?

200

A strong program involving these parties is viewed favorably because it improves risk transfer.

What are subcontractors?

200

CSU primarily operates in this insurance market, which specializes in complex or hard-to-place risks.

What is the Excess & Surplus (E&S) market?

200

The process plants use to make food from sunlight.

What is photosynthesis?

200

This coverage can pay for injuries regardless of fault when policy requirements have been satisfied.

What is Medical Payments Coverage?

300

A toy manufacturer would typically present significant exposure in this area of liability.

What is products liability?

300

Recurring slip-and-fall claims often indicate problems with this.

What is premises maintenance?

300

The reason a risk is placed in the E&S market is that it cannot easily be placed in this market.

What is the standard insurance market?

300

This singer is known as the "King of Pop."

Who is Michael Jackson?

300

Liability assumed under this type of agreement may still be covered despite the contractual liability exclusion.

What is an insured contract?

400

Coverage for a 2026 lawsuit arising from a 2023 accident would most likely depend on the accident date rather than the reporting date under this policy form.

What is an Occurrence policy?

400

This relationship should be carefully reviewed when evaluating an additional insured request.

What is the relationship between the insured and the additional insured?

400

CSU describes its underwriting approach as evaluating risks on their individual merits and operating as this type of underwriter.

What is a generalist underwriter?

400

This is the largest U.S. state by area.

What is Alaska?

400

The legal obligation owed by one party to another is commonly called this first element of negligence.

What is duty of care?

500

This policy feature establishes how far back a claims-made policy will recognize covered incidents.

What is a Retroactive Date?

500

This class experiences frequent interaction with tenants and visitors, making premises exposure a primary underwriting concern.

What are Habitational/Apartment Risks?

500

Where CSU's most up to date guidelines can be located (Be specific).

What is the Guidelines Quick Links in SharePoint?

500

This 1994 Disney animated movie was inspired by Shakespere’s Hamlet.

What is The Lion King?

500

The insurer's obligation to defend is generally determined by these and the policy provisions.

What are the allegations in the lawsuit?