DO YOU KNOW?
Do you know what type of Policy Golder Care is?
Golden Care is a Group Term Life w/ Accelerated Death Benefit and Accidental Death & Dismemberment (AD&D)
What license do you need to sell this policy?
Life, Life & Health, or Life-Health, & Variable Annuities
Major Medical or Comprehensive Insurance
Group Term Life w/ Accelerated Death Benefit and Accidental Death & Dismemberment (AD&D) plan underwritten by Equitable Financial Life Insurance Company of America
This artist had a hit album named "Life After Death"
Biggie Smalls
What is the Guaranteed Issue face amount available for member-only coverage?
Up to $10,000
Do you know who underwrites this policy?
Equitable Financial Life Insurance Company of America.
What is the Age Band for Adult Eligibility?
Ages 18-84
Employer Group Insurance
A group plan offered through Association for Entrepreneurship USA (AFE)
If Life after Death began at age 85 for me, what percentage of my Life policy could I receive?
0% for both Life & AD&D
Any reduction pursuant to this provision will take place on the next Policyholder anniversary date.
What is the amount a member can receive under the Accelerated Death Benefit (ADB) provision?
Minimum of $10,000
Do you know if this plan has an Association or Plan Sponsor and if so what is the name of the Association or Plan Sponsor?
Association- AFE
What is the Accidental Death & Dismemberment Eligibility Waiting Period?
No waiting period
A plan with waiting periods for the life benefit
A plan that meets ACA minimum essential coverage
If Life after Death began at age 69 for me, what percentage of my Life policy could I receive?
Upon the Member’s attainment of the age 69, the Member’s Life Insurance Scheduled Benefit Amount(s) will automatically reduce to 50%
What is the most you can receive under the Accidental Death Benefit provision?
100% of AD&D benefit up to $250,000
Do you what additional benefits Golden Care offers not Plan Sponsor or Association related?
Additional Benefits - Child Education, Day Care,
Rehabilitation/Physical Therapy, Repatriation,
Seatbelt, Airbag, and Spouse Training
What is the Life Benefit Eligibility Waiting Period?
New Members of AFE - The first day of the month following six (6) continuous months of active membership
Existing members of AFE - The first day of the month following six (6) continuous months from the policy’s effective date
A plan that covers sickness or illness
A plan that pays a set benefit amount for covered
accidental injuries and death
Do you know what Guaranteed Issue is when referring to Life Insurance, I need to be educated with details!
A Guaranteed Issue in life insurance is a type of policy that provides coverage without requiring a medical examination or detailed health information. These policies guarantee acceptance regardless of an applicant's health status.
If I were to lose one foot and loss of all fingers, what percentage of my AD policy am I eligible for?
50%
Do you know if this plan has any Plan Sponsor or Association discount vendors, that offer health related discounts? I would need at least 3....
All One Health
VSP
RXLess
Glasses USA.com
LA Fitness
Active & Fit Direct
My Benefits Work
Kindly Human
Nutrisystem
This Right lets a certificate holder change all or part of their group life insurance coverage into an individual permanent life insurance policy without providing medical evidence of insurability if certain events occur — such as leaving the eligible class, ending employment, the group policy ending, or a reduction in coverage.
A plan that pays hospital, doctor, or surgery costs
A plan that includes additional benefits for Children
Education, Day Care and more
What is the definition for Accelerated Death Benefit (ADB)?
DAILY DOUBLE
An advance payment of part or all of a life insurance policy’s death benefit if the insured is diagnosed with a terminal illness or qualifying condition.
If I were to lose sight in ONLY one eye and loss of a foot, what percentage of my policy could I be eligible for?
100%