Smart Shopping
The Cheetos were $4.99 at Target & $3.59 at Shop Rite. What did I just do?
Comparison Shopping
Before I begin the budget process I need to determine this to see how much money I have to work with?
Income or Net Pay.
You pay this on things like computers and skateboards, but not on clothes and groceries in New Jersey.
Sales Tax
People take this out when they want to go to college or buy a car.
A Loan
This helps veterinary costs when your dog gets sick.
Pet Insurance
The Cereal is $4.00. It weighs 8 oz. Therefore it is $8.00 a pound. I just figured out what?
The Unit Price
50% of my money in my budget should go to this? 30% to this, and 20% to this?
Needs, Wants, and Savings
New Jersey has this, but Texas does not.
State Income Tax
People take this out when they want to buy a house.
A Mortgage.
$15 for a doctor’s office visit—doesn’t cover the whole charge, but it shifts some of the financial responsibility to the covered person. This is an example of what?
A co-pay
I made a list of what I needed at the grocery store so I could avoid doing this?
Impulse Spending
When I budget for a charity, I should look up this to see if they use their money for the cause.
Rating
I do not have to pay income tax if I make under how much money?
$12,000 a year.
Most Americans have this much credit card debt by the time they are 48 years old.
$3,000
An amount that the individual pays before the insurance company starts to pay is called a what?
Deductible
I bought my summer swim suit in October. It was really cheap! It was cheap because?
Shopping Cycles, post seasonal discounts.
When I budget, a mortgage payment, rent payment, car payment, or loan is an example of a what?
Fixed Expense
People who own homes pay this to their local government.
Property Tax
What allows people to get a lower interest rate loan when they apply for a loan?
A high FICO score
The insurance contract is called a what?
Policy
The coat was $100. I got it for $25. The percentage off was?
75%
One way to save money on multiple credit cards with debt is to bring them all under one loan or credit card. This is called what?
Debt Consolidation
This is deducted out of everyone's paycheck for retirement when old enough.
Social Security
Name one of the two biggest things that credit agencies look at that determines your FICO score.
Your payment history or how much you owe.
The monthly bill paid to an insurance company is called a what?
Premium