Spending and Saving Money
Phrasal Verbs/Idioms
Modal Verbs of Prohibition Obligation and Advice (present
Modal Verbs of prohibition, obligation and advice (past)
Modal verbs of speculation and deduction (past and present)
100

When you make a purchase, you have to ....... your card through the machine.

pass/put/swipe

swipe

100

Do you often try to snap ..... ?

an arm and a leg/a fortune on something/up a bargain in the sales

up a bargain in the sales

100

They don't accept bank cards in that shop, you ...... ... pay with cash.

have to

100

Sam was upset he'd spent more than he could afford. He ........ ..... ....... so much money.

shouldn't have spent

100

Louise thinks she ...... get promoted this year, but she isn't sure.

might/may/could

200

Sarah is saving up the ........ she gets from her parents every month to buy some new clothes.

receipt/allowance/budget

allowance

200

Unfortunately Karen often ....... .... on things she doesn't really need whenever she wants to treat herself.


splashes out/splashes by/gets by

splashes out

200

You ........ leave the shop without counting your change.

shouldn't

200

When I was younger I ..... ........ ... go out after 8pm because I had to be in bed by 8.30pm.

wasn't allowed to
200

I don't recognise this road. We ..... be lost!

must

300

It's important to have a weekly/monthly ....... so you don't spend more than you have.


budget

300

What advice would you give someone who throws .....

a fortune/a rainy day/money down the drain

money down the drain

300

In France, you ..... ............. .. work part-time if you are uner 15 years old.

aren't allowed to

300

spend/so much money/on/car? 

Did they need to spend so much money on that car?

300

Tanya ...... (spend) all her money because she asked me to send her some.

must have spent

400

You should always ask for a ........ when you buy something in the store in case you need a refund.

receipt

400

Would anyone like to ....... .... for a present for the teacher?

chip in

400

You ........ .... be careful when you use an ATM in case someone is watching you.

ought to

400

Ben ............... people he was going to be late. Everyone was waiting for hours!

2 possibilities

ought to have told

should have told

400

He ........ (come) to school today because he's ill. I'll call his Mum and ask her.

might not have come

may not have come

500

Frank used his credit card to buy an expensive mobile phone and he ..... ..... ......

got into debt

500

I'm not paying that! They shouldn't ...... .... young people like that!

rip off

500

You ........... to wear a helmet when you're riding your bike, but it's a good idea.

3 possibilities

don't need/needn't/don't have to

500

We took more food than we needed to the party. We ............. (bring) so much!

needn't have brought

500

Tom ............ (take) your wallet. I trust him completely.

can't have taken