Personal Finance
What's the financial term for the money you owe to creditors, typically on loans or credit cards?
what is "Debt?"
What age can you open a credit card?
what is 18 years old?
What is the first step in setting a SMART goal?
What is defining your goal in a specific way?
What document provides a summary of your skills, education, and work experience and is typically required when applying for jobs?
What is a "resume"
Who issued the Emancipation Proclamation?
Who is Abe Lincoln?
What type of account typically offers the highest interest rates for savings and has limited withdrawals?
What is a "savings account"
What is the minimum amount you must pay on your credit card balance each month to avoid late fees?
What is the "minimum payment"
What term describes the practice of dividing a long-term self-improvement goal into smaller, manageable steps?
What is "breaking down" your goal?
Name one type of professional social network that allows you to connect with other professionals and potential employers.
What is “Linkedin”
This rapper and actor, known for hits like "Dear Mama" and "California Love," is often considered one of the greatest rappers of all time.
Who is Tupac?
What percentage of your income is commonly recommended to save for emergencies and future goals.... 20%, 50%, 10%, or 70%?
What is 20%?
What does APR stand for when referring to credit cards?
what is the annual "percentage rate"?
What does the “A” for in SMART goals?
What is "Achievable?"
What is a short-term experience to give people experience in a working environment?
What is an “internship?”
What group was Bobby brown apart in the 80s & 90s?
New Edition
What is the concept of spreading your investments across different asset classes to reduce risk called?
What is "diversification"?
What is the range for a good credit card score for a college student... 670 and over, 750 and over, 800 and over or 500 and over?
What is "670 and over?"
Give an example of a time-bound goal…
Ex. I want to climb Mount Everest by the time I am thirty.... or I want to have above a 3.0 GPA by junior year.
What's the name of the letter you send to accompany your resume when applying for a job?
What is a "cover letter?"
Name three current black billionaires in 2023?
Who is... Aliko Dangote, Mike Adenuga, Robert Smith, David Steward, bdul Samad Rabiu, Oprah Winfrey, Strive Masiyiwa, Patrice Motsepe, Michael Jordan, Tope Awotona, Jay-Z, Tyler Perry, LeBron James, or Sean Combs
What term describes the situation when your total assets exceed your total liabilities, indicating a positive financial position?
What is "positive net worth"?
When a credit card offers cashback rewards, what percentage of your purchase amount do you typically receive back as cash... 1-5%, 5-10%, 10-15%, or 20-25%?
What is 1-5%?
Name all of the SMART pillars
What is Specific, Measurable, Achievable, Relevant, and Time-Bound?
What is the average expectancy to get a job after undergraduate school (college/university)?
What is 3-6 months?
Who was the first female black millionaire?
Madam C.J. Walker