Q4 2023 Financial Highlights
HBT Overview
Communication
Products and Services
This and That
100

This is what deposits did in Q4 compared to September 30, 2023.

What is Increased? (By 203.4M - 144M from wealth management)

100

This is where the company's HQ is located.

What is Bloomington, IL

100

The name of the Share point Site that we all use to get our information.

What is HERB?
100

This account has a benefit of saving you money you are already paying on services.

What is M4Y?

100

This has to be entered the same day the account or service is opened.

What is a referral?

200

This is what NIE (non interest expense) did in Q4 2023.

What is decrease? (By .9%)

200

This is the last name of the family who started the bank.

What is Drake?

200

The name of a bi-weekly publication for employees.

What is In the Loop?

200

This product is for business owners that have a business checking account and access to online banking that invoice their customers.

What is Autobooks?

200

This is a type of business that has 2 or more persons or entities that share the responsibility of the actions of the business and are liable for the partnership debts and obligations.

What is Partnership?

300

$18.4M was earned in this category in Q4 2023.

What is Net Income?  (Fun fact TCB earned 10M annually)

300

HBT has over ____ in total assets.

What is 5B.

300

The name of the monthly publication for employees.

What is the HeartBeat

300

This is the fee on a Capital Interest Checking Account if you drop below $1,000.

What is $8

300

This requires a new savings account to be opened as collateral.

What is Secured Credit Card?

400

This is an indicator used to assess the profitability of a bank?  Heartlands was 1.46% in Q4 2023.

What is ROAA or return on average assets

400

This is HBTs motto.

What is small enough to know you, big enough to serve you. 

400

This is the name of the publication focused on management and leadership.

What is Building Leadership?

400

ACH Block, ACH Filters, and Positive Pay are part of this service profile.

What is TM Fraud Protection Services?

400

This is the team site you go to when you need a form.

What is manager and supervisor portal?

500

This is the amount COF (cost of funds) increased in Q4.

What is 30 bps?

500

This is the year HBT incorporated.

What is 1982?

500

This makes Diane Lanier's Day. 

What is seeing a photo of Tunny the Bulldog in the HERB Newsfeed?

500

This is the fee per $1,000 deposited over $10,000 in coin and currency.

What is $1.50?
500

This was the amount HBT stock closed at last night.

18.98