System basics
Does the USA have universal healthcare?
No, the US does not provide healthcare for everyone. Access depends on insurance and income.
Which program helps the elderly?
Medicare helps people 65+ and some disabled individuals get medical coverage
Name one way the USA pays for healthcare
Texas fund government programs like Medicare and Medicaid
Which agency regulates medicines and medical devices?
The FDA insurance medicines, medical devices and food are safe
Which plan requires a primary care physician?
HMO requires a BCP to coordinate care and referrals
What is the main type of healthcare in the USA?
Private healthcare dominate with most services paid through private insurance
Which program helps low income families?
Medicaid provides healthcare for low income, adults, children and pregnant woman point
What do people pay directly when visiting a doctor?
Out-of-pocket costs include the deductibles, copays, and insurance
Which agency managers, Medicare and Medicaid?
CMS set rules for Medicare and Medicaid coverage and payments
Which plan covers out of network care at a higher cost?
PPO allows care outside the network but cost more
Does access to healthcare depends on income and insurance
Yes, people with higher income or employer insurance have better access
Who can medicaid cover besides families?
Medicaid also covers children pregnant woman and people with disabilities
What is shared between employers and employees for insurance?
Insurance premiums are paid by both employers and employees for coverage
What do state agencies do to help healthcare oversight?
State agencies licenses providers, enforce health rules and inspect clinics
Which plan only covers out of network emergencies?
EPO covers only emergencies outside its network
Does the private sector encourage medical innovation?
Yes, private providers invest in a new technologies and treatment
Which program reduces healthcare disparities?
Both Medicare and Medicaid help vulnerable populations get care
Which funding source helps programs like Medicare?
Tax revenues pay for public programs and stabilise the system
Why is government oversight important?
Oversight protects patients insurance quality and controls cost
Which planet usually has the lowest premiums?
HMO usually has the lowest monthly premiums and out-of-pocket cost
Our healthcare costs in the USA high compared to other countries?
Yes, US healthcare costs are among the highest in the world
Who finds Medicaid at the state level?
States fund Medicaid programs under federal guidelines
What low expanded coverage options for families?
The affordable care act ACA expended coverage and provided subsides
Who monitors hospitals and clinics at a local level
State agencies, inspect hospitals lessons, doctors and enforce local health laws
Which plan has the most flexibility to see any doctor?
PPO allows patients to see any provider without referrals