ACA
This is the year the ACA was signed into law?
What is 2010
This term means your health history is reviewed before you're approved for coverage.
What is underwritten?
This is what you pay before insurance kicks in.
What is the deductible
When you want fast treatment without an appointment for a non-life-threatening issue, this type of walk-in clinic is your go-to option.
What is Urgent Care?
Name a job that’s always declined by private underwritten plans.
What is a Boxer, roofer, stripper, bartender.
One major perk of a private PPO plan—besides flexibility—might include this.
What is a lower monthly premium (or broader network)?
This is A fixed amount paid for a covered service.
What is a “copay”
What happens if you go out-of-network without a referral?
What is paying full price.
True or False: Active military can be approved for private underwritten plans
(False)
This is the income cap to qualify for subsidies
What is 400% of the Federal Poverty Leve
This is one major drawback of many short-term private plans—they typically won’t cover this.
What are pre-existing conditions?
This is the monthly cost of the insurance policy.
What is the monthly premium.
What mistake cause Karen $800 for her mammogram?
What is using a hospital instead of going directly to an imaging center.
This is a high-flying job that is declined for an underwritten plan?
What is a pilot, Crop duster, aerial photographer
These are the dates for open enrollment
What is Nov 1 – Jan 15.
Health Access, Pivot, and Manhattan Life are examples of this type of private indemnity plan.
What is a guaranteed issue plan?
This is an itemized receipt you submit for reimbursement because you paid the cash price.
What is a superbill
What's a frequent error people make when applying for ACA plans?
What is Incorrect income reporting
Why cant a bounty hunter get a approved for an underwritten plan?
What is Too high risk for underwriting
This is when you can switch your ACA plan when not in open enrollment.
What is a qualifying event.
Health Access guaranteed issue plan offers this impressive amount in lifetime coverage.
What is $5 million?
This is an EOB.
What is an Explanation of Benefits.
Why do people get denied for underwritten plans?
What is Pre-existing conditions or high-risk occupations,
What kind of coverage do high-risk individuals qualify for instead of an underwritten plan?
What is ACA/Marketplace plans