Your HFS Team
This HFS member once did the moon walk on a TV commercial that aired during the 1984 Olympics.
Who is Steve Brandel?
This is America's Fastest Growing benefit.
What is Financial Wellness?
Group Disability Insurance is available on a guaranteed basis to groups of this or larger.
What is 3 people?
This is type of tax favored savings account used for College.
What is a 529 Plan?
Name three of the several Colleges' and University's that are HFS Clients.
Who is Santa Clara, St. Mary's, University of Pacific, Laguna Arts College, University of Washington and Seattle Pacific?
A Bell's Oberon Ale from Kalamazoo Michigan is this producers preferred drink, when we can get it.
Who is Anthony Calomeni?
In 2019 401(k) plans began permitting this type of payment to be matched with employer contributions.
What are Student Loan Repayments?
In 2019 HFS sold 90 policies of this type that every business owner and their partners need.
What is a Key Person Policy?
This is what you have when you arranging your money to spend, save and invest to live comfortably and achieve your goals.
What is a Financial Plan?
These sheep skin boots have been a sorority girl staple since 2006 and a client of Sean Kelly's since 2017.
What is Ugg or Deckers Brands?
This HFS employee practically lives on a Farm with 7 Hens, 7 Quail, 3 dogs, 2 tortoise, and 1 fish.
Who is Sean Kelly?
Twenty-three Colleges and Universities have been sued over failing to monitor these in there retirement plan.
What are fees?
Only 57% of the population has me, yet I am the only insurance policy that 100% of them will eventually need.
What is Life Insurance?
According to Vanguard this is Alpha, or average annual benefit/investment increase, from working with a Financial Adviser.
What is 3%?
Dallas Otter used this method to gain entry to a $500m plan and eventually win the business.
What is a Cold Call?
This HFS employee was an underwear model for Calvin Klein in college.
Who is Matt Pearson?
HFS Retention Percentage over the past 2 years.
What is 96%.
68% of people age 65 and older will need me, but only 11% currently own me.
What is Long Term Care Insurance?
Over the last 50 years the S&P 500 has had a positive return this number of times.
What is 40 times or 80%?
Something Anthony Calomeni did 220 times last year. Once he did it 15 times in a day.
What is the one on one client financial meetings?
This HFS employees worked on a Shrimp boat in Texas.
Who is Dallas Otter?
The average 401(k) consultant firm manages $700m in assets. This amount is managed by Heffernan.
What is $3.7 billion?
These types of benefits are extremely flexible and can be offered at different levels to different employees, but can not be offered to everyone.
What are Executive Benefits?
If you invested $10,000 in the S&P 500 Index from 1/1/1999 to 12/31/2018 (5,048 days) your investment would have grown to $29,845. This is the number of days you would have needed to miss to reduce that return by 50%.
What is 10 days?
Steve Brandel placed a $250K revenue account that had been tried and failed by this many other carriers.
What is 12?