homeowners
What is homeowners insurance?
it protects your home and personal belongings from damage or loss. It can also have liability in case someone gets hurt in side the house.
what is renters insurance
Renters Insurance is a policy designed to protect the physical belongings of people who rent their living space in the event of a coerced loss.
what is the 80% rule?
the home is insured up to 80% of its value
what are some personal property that renter insurance covers?
Clothing and shoes
Furniture
Kids toys
Kitchen utensils and appliances
Electronics
Family photos
what are 3 things it does not covers?
Animal damage
was and nuclear hazards
natural disasters
maintenance and neglect
what does renter insurance not cover?
Expensive jewelry
Artwork
Musical Instruments
Antiques
Firearms
what do you need to apply for home insurance?
person information, home information, and surrounding area information.
Will renters insurance cover a roommate?
No
Can you have both your car and home under the same insurance?
Yes, if its under the same company.
In Illinois what is the monthly renters insurance cost?
$15-$30 a month