Show:
Underwriting
Coverages
Procedures
Discounts
Endorsements
100
Does the home have any unrepaired damage and has this home been in foreclosure or short sale within the last 12 months.
What is any home that has a market value less than 70% of the reconstruction cost
100
an abrupt falling down or caving in of a building or any part of a building with the result that the building or part of the building cannot be occupied for its intended purpose.
What is a collapse
100
Sending a lotus note to AAH forms
What is a binding request
100
Approved and properly maintained alarm on each level in the home including the basement.
What is smoke detector discount
200
The loss of $20,000 or has any liability claims in the last three years
What is refer to underwriting
200
$55,500 coverage
What is 1500 square feet of a renter's policy
200
Deadbolt locks must be present on all main entry doors of the home, condo or apartment in order to the discount to be offered.
What is deadbolt discount
200
This endorsement provides coverage for increased costs for material and labor necessary to repair the damaged structure, or to construct a replacement structure, in order to comply with the enforcement of any local, state or federal law, ordinance or regulation affecting repair or construction of damaged property subject to certain exclusions.
What is law and ordinance endorsement
300
$90
What are minimum premium amounts
300
$67,500
What is 1500 square feet coverage of a condo
300
Is there a slate Roof? Is there 3750 ground floor square feet or more (7500+ Total living area)? Is there > 3 chimneys? Is there > 5 bathrooms? Is there any extensive use of any imported materials (document yes/no and details in comments)?
What are the referral answers to high value homes
300
This discount is calculated from the base rates for coverage prior to applying any endorsements or other discounts.
What are the maximum total discounts
400
$5000 limit on a single item that must be referred to underwriting
What is musical equipment
400
we will pay 5% of the limit of insurance under dwelling coverage
What are tree, shrubs, plants and lawns coverages
400
If the mortgage company says it is okay to bill them then use the CC code in call history and document in comments it is to be mortgage billed.
What is changing a policy midterm
400
The insured premises must be the principle residence of the applicant.
What is 55 and retired discount
400
Maximum size: 440 cc. If between 350 and 440 cc’s, refer to U/W for approval. If over 440 cc’s. the risk is ineligible and should be referred to the Agency.
What is snowmobile endorsement coverages
500
What type of trust is a trust? What tangible property does a trust hold?
What are the underwriting qualifications that must be answered and documented in comments for the trust on homeowners policies
500
We cover loss sustained by an insured person through acceptance in good faith.
What is Counterfeit Money coverage
500
DISSC
What is a clue code for mysterious disappearance for scheduled property
500
“A sulfate of calcium used for making plaster of Paris, in treating soil, etc.”
What is gypsum