Show:
Day to Day
Saving for Future
Borrowing
Protecting
Services
100
This checking account earns a higher interest rate if specific qualifiers such as logging into internet banking, using a debit card 10 times, having a direct deposit or external payment set up, and receiving eStatements are met each month.
What is V-Flight Checking
100
This account is used for mortgage customers to set aside money for property taxes. It earns .05% interest and has no minimum balance requirements.
What is Tax & Ins Savings
100
This service is links a checking account to a savings account so that in the event of an overdraft, a transfer is made resulting in less overall overdraft fees.
What is Overdraft Protection
100
The cost of this service is based off size of space rented and gives a discount for automatic annual payments.
What is Safe Deposit Box
100
This service is available through mobile banking and allows customer to deposit check into account by taking a photo of the check.
What is Mobile Deposit Capture
200
This account is available for customers 55 or better with a combined relationship balance of $5,000. It offers free custom checks, periodic CD specials, and free Cashiers Checks, to name a few.
What is Glider Checking
200
This savings account earns .10% interest but does not allow withdrawals. Instead, the total balance in the account is dispersed to the customer during the month of October.
What is Christmas Savings
200
This product is used to make purchases through merchants or online, and has the option to earn rewards. Limits are approved based on credit score.
What is HB Credit Card
200
A customer may choose to place a _______ on a check lost in the mail or stolen for a fee of $30.00/+ $10.00 if check is presented. Can be placed in the branch or through Internet Banking.
What is Stop Payment
200
This free internet banking service allows customers to transfer money to friends outside of Horicon Bank.
What is Person to Person transfer (P2P)
300
This account is intended for non-profits and clubs, requires eStatements and is charged $5.00 if balance falls below $75.00.
What is Organization Checking
300
This service rounds all debit card purchases up to the nearest dollar, depositing the extra change into the customer’s savings account. eStatements are required to enroll in this service.
What is Migrate Savings
300
Using equity in your home to structure a line of credit available to you when and how you need it. Offers flexible payments, must refer to MLO.
What is Home Equity Line of Credit (HELOC)
300

Making sure drawers are locked and shred bins are empty at the end of the day

Customer Confidentiality 

300

In the app you can have dollar amount notifications sent to you and turn on and off this service

What is Debit Card

400
This personal checking account has a tiered interest rate based on account balance, and is a good option for those customers who have loans with us or higher deposit balances, but prefer not to use a debit card or Internet Banking.
What is New Horizons Checking
400
This account helps individuals or families covered by High Deductible Health Plans to save up for medical expenses by making tax deductible contributions.
What is Health Savings Account
400
This product helps those with low or no credit build up their credit score.
What is Secured Credit Card
400

Interest bearing savings tool with purpose of saving for retirement. Balance and terms vary. Immediate liquidity not recommended due to tax implications.

What is Individual Retirement Account (IRA)

400
This account option establishes a target balance for a business checking account and deposits any additional funds either in investments or towards loans to pay them down. Funds move easily between accounts. Refer to Business Banker or Deposit Operations.
What is Business Sweep Account
500

This account is for high transaction volume customers. It is a good fit for larger corporations, grocery stores and gas stations

What is Analyzed Business Checking

500

There is a $5,000 minimum balance and is required the customer must also have their primary checking account with Horicon Bank.

What is Relationship Money Market

500
This type of loan assists customers with large purchases and is either secured by collateral or unsecured. Rates vary by term and credit score.
What is Consumer Loan
500
Businesses can enroll in this fraud protection service where they upload a file with information on checks they have written out, and we verify against the list before accepting or processing any checks through their account.
What is Positive Pay
500
This service provides secure card processing, flexible processing options, and Interchange-Plus pricing along with a complete account review to ensure the customer is offered the best product for their needs, and isn’t paying additional processing fees.
What is Merchant Services- Heartland