Housing
What percentage of your household's income should go toward rent?
What is 30%?
Your income before taxes are taken out.
What is gross income?
A limit or "line in the sand" that someone sets to protect personal comfort and safety.
What is a boundary?
Avoid going to the grocery store when you are this.
What is hungry?
An organization in Bowling Green that specifically helps with work readiness and job placement.
What is Goodwill?
A lease is typically written to protect what person?
Who is the landlord?
If your budget is coming up short every month and you want to change that, you can do one or both of these actions.
What is increase income or decrease spending?
Being honest and keeping your word helps build this in a relationship.
What is trust?
Rinse canned beans to remove excess of this ingredient.
What is sodium?
Using a calendar, getting places on time, paying bills on schedule, having a permanent place to live, and a predictable home life are all examples of this.
What is stability?
Who is allowed to reside in your rented residence without the landlord's permission?
Who is no one or nobody.
What type of savings account is for "whammy" or large, unexpected expenses. It is recommended that you save at least 3 month's worth of expenses for this.
What is an emergency fund?
Goals that are Specific, Meaningful, Achievable, Realistic, and Timely are called what?
What are SMART goals?
Chicken, beef, eggs, and beans are good sources of this.
What is protein?
Acts of Service, Quality Time, Touch, Gifts, and Words of Affirmation.
What are the love languages?
You should always get this every time you pay your landlord for anything. You should also keep this in a safe place during the duration of your lease.
What is a receipt?
Money spent on small things here and there (like a store soda or cigarettes) that adds up over time.
What is a spending leak?
Practices or tendencies that each of us do on a regular basis sometimes without thinking about them. Examples: brushing teeth, scrolling on phone, or going to bed at 9:00 every night.
What are habits?
We often experience this when challenging or demanding circumstances arise in our lives.
What is stress?
When immediate needs and crises dominate a person's life making it difficult to plan or think about the future it is called the "tyranny of the _________."
What is moment?
The legal process of a landlord removing a tenant from a residence before the end of the lease term. This usually occurs when terms of the lease have been broken.
What is an eviction?
There are five categories used to score your credit. This category has the biggest effect on your score - 35%.
What is payment history or paying on time?
An abusive behavior used against someone that makes a person doubt reality and what really happened.
What is gaslighting?
While discussing Health and Wellness we looked at a chart with four categories of a person's life. Three of those categories were Basic Needs, Connection with People, and Health & Wellbeing. This fourth category discussed a person's driving force or what makes a person's life meaningful.
What is purpose?
Who can you speak to after Foundations graduation if you have any questions about housing, budget, credit, health, wellness, relationships, or other areas of life?
Who is my navigator?