ALL IBC ACCOUNTS
What is the MONTHLY CASH limit on a FORGEIN CUSTOMER account?
$5,00.00
where do the cashier's check go when leaving for the day?
The vault room.
Do we Accept any type of foreign currency COIN?
NOOOOOO, NEVERRRRR, EVEERRRRR TAKE THAT MONEY!!!!
what is the fee for a customer and non customer cashiers check ?
$10 for customer
$25 for non customer
when can you get back your deposit?
after 11 months of good payment history
What is the Interest rate on a savings account?
.85
Opening procedures
card wizard MUST be done before 9am
teller sleeve vault (box in/out sheet)
What is the Noncustomer limit for exchanging foreign currency?
3,000 us dollars
TRUE OR FALSE?
I don't have an account here, but can I get a cashier's check with cash?
FALSE
the only way a non-customer could get an IBC cashier's check is if they received an IBC check. Then we can secure funds with a cashier's check.
TRUE OR FALSE
every credit card has an annual fee.
FALSE
THEY DO NOT HAVE ONE
Name ALL types of ID's we accept?
Passports, Visa, Permit residences card, US Texas ID or DL.
Name the days we MUST TURN IN our logs
JK, we know you don't know that STEAL 50 PTS from someone BUTTTTT only if you win in rock, paper, scissors against them.
can a non-customer exchange two times in one day?
no they cannot.
TRUE OR FALSE
my mom can cash my check for me even though she is not a part of my account.
FALSE!
THAT CHECK IS FALSE TILL THE OWNER OF THE CHECK IS IN FRONT OF YOUR FACE.
we do not cashout or cash deposit checks for another person unless they're apart of the account.
TRUE OR FALSE
we are allowed to give customers rates on mortgage or any other referrals.
FALSE
NO WE CANNOT
What is an elite checking?
AND What is the min balance to maintain on the account?
An Elite checking is an account we offer for our elder community for 50 year of age or older. it offers interest, varies on amount in acc, pharmacy card and insurance
The min balance to be maintained is $850 on the account.
how many logs do we have in total?
15
what is our pesos and euros saying to our customers?
LOL GOT YOU!
there isn't one. to steal 100pts from ANYONE
Please compliment everyone in the group
TRUE OR FALSE?
Can I cash deposit my mom's check into our joint account?
the customer is on the account with his mom
TRUE!
yes, we can ONLY cash deposit checks for customers who have joint account, you cannot give any money from that check in cash it all must go to the account.
what is merchant services?
this allows business to accept payments through credit cards or debit cards.
the incentive for this referral is $100.
What is the min to open a CD account?
(certification of deposit)
A CD account is an interest-bearing account based on the amount you put in the account. the min balance for opening a CD account is $2,500. these funds cannot be touched from 6mo, 9mo, 18mo, 1-4yrs THIS MONEY CANNOT BE TOUCHED UNTIL MATURE DATE
where do we have our robbery kits?
the teller line and vault room
Multuply
TRUE OR FALSE
if the account has a negative balance, but the YTD meets & customer has established a 3 yr. banking relationship, can we cash their check?
FALSE
we CANNOT cash due to the account being negative. we do NOT cash out transit checks against a negative account.
IBC CHECKS CAN ALWAYS BE MADE AVALIBLE IF IT MEETS THE CIRTERIA
can there be 2 people on one credit card application?
YES, HECK YES!
any approved credit card is $25 incentive.