Basic Vehicle Damage
What is the coverage limit for damages to a customers vehicle?
How does an insured obtain Hit & Run coverage?
What is physiotherapy, occupational therapy, chiropractic care, dental care, counselling, medical equipment
What is the third party liability limit for damages arising from the use or operation of a non standard vehicle off highway.
What is up to $200,000. No deductible
What are the 2 new coverages being introduced with Enhanced Care?
What is Enhanced Accident Benefits and Basic Vehicle Damage
Vehicle damage over $200,000 is covered under what coverage?
What is collision coverage?
A one time provision is given to those without collision or Hit & Run coverage, when does this provision expire?
What is April 30, 2022
What are two new benefits added to Enhanced Accident Benefits?
What is grief counseling and death benefits
What type of vehicles can purchase off highway TPL?
What is golf carts, farm tractors and fork lifts
Basic UMP covers you when you are injured in a jurisdiction where law suits are allowed and the driver does not have enough insurance. What is the limit?
What is $1million
BVD does not pay for what vehicle related losses?
What is contents, cargo and downtime
Hit & Run Policy coverage is only valid for incidents where?
** Collision coverage is valid for crashes on hwy or off hwy both in BC and out of province
What is the income replacement limit and what is the optional coverage you can purchase?
What is $100,000 and Income Top Up Policy (APV435)
What are the rate classes associated with off highway TPL liability?
What is 030,100,170
When does Enhanced Care take effect?
What is May 1, 2021
BVD does not apply to crashes outside of BC, what coverage is required to have coverage?
Third party liability and own damage (collision, comprehensive or specified perils).
Under Enhanced Care, the statutory hit and run fund covers what?
What is non-vehicle property damage.
** Bodily injury or death are covered under Enhanced Accident Benefits.
Who is eligible for Enhanced Accident Benefits?
All BC drivers, passengers, cyclists and pedestrians
Off highway TPL applies to what territorial limits?
Canada, USA including Alaska and Hawaii
Claims are still repayable up to what amount and as long as Enhanced Accidents Benefits are under what amount?
What is $2000 and $500 EAB
BVD also includes what coverage?
Loss of use, towing and storage costs
What is the deductible that would be applied to a Hit and Run policy?
What is $750.
What is the permanent impairment benefit?
What is provides a lump sum payment to customers who suffer permanent impairment as a result of a crash.
Off highway TPL is an optional coverage under what certificate?
What is APV250