Central Plus
The monthly fee for Central Plus.
What is $7?
The member who would benefit from a Premier Rewards Visa.
What is a member who wants to maximize rewards and doesn't typically carry a monthly balance?
These are the type of members who might benefit from a Credit Builder loan.
Who are members with no credit history, or those needing to establish credit; members with an ITIN?
The amount a member gets for referring a friend with the Starter Checking referral coupon.
What is $25 per referral?
What makes a loan secured.
What is a being backed by collateral such as a vehicle, home, or savings?
This perk provides 24/7 US-based doctors with no copay.
What is Telehealth?
The maximum amount a member can borrow with a Signature Loan.
What is $50,000? (With 750+ credit)
Name of a qualifying product under Credit Builder at ICCU.
What is Credit Builder Visa, Credit Builder Auto, Share/CD Secured loan?
The minimum to open a Starter Savings and Starter Checking account.
What is $75? ($25 for savings, membership fee is waived on youth accounts, and $50 for checking)
This type of loan is an open-end line of credit based on the equity in a home.
What is a HELOC?
How much Central Plus covers for cell phone repair or replacement (with $50 deductible).
What is $800 per claim with two claims per year?
The minimum credit score required for a signature loan.
What is 650?
Name a key benefit of a Credit Builder Loan.
What is established positive credit history for members to qualify for better loans in the future?
The age range for Starter accounts.
What is 12-17 years old?
These are two reasons members might refinance their secured loan at ICCU.
What is to get a lower rate if rates drop, or to lower their monthly payment after paying down principal?
This perk provides 90-day purchase protection/extended warranties.
What is DebitAdvantage?
The promotion a member can receive with a Premier Rewards Visa when they spend $1,000 per month in the first three months.
What is $300 cash back welcome bonus?
The typical minimum job time to qualify for a Credit Builder loan.
What is at least 1 year at current employer? (Must be verified)
What is make one deposit of $10 or more or receive an 'A' on their report card (one entry per A)?
The types of vehicle loans that ICCU offers.
What are Auto, Recreational Vehicle, Boat &Watercraft, Off-Road, Motorcycle, Trailer, and Commercial Vehicle Loans?
$1,000,000 is the reimbursement provided for this.
What is Identity Theft expense?
The type of Credit Card that would be best benefit a member who typically carries a monthly balance or is looking to build credit.
What is a Platinum Visa?
The target market for a credit rebuilder product?
What is members with past derogatory credit or members with only ITIN?
The requirements need to open a youth account.
What are SSN or ITIN and parent as joint owner?
What is a Fixed-Rate Home Equity Loan?