Credit Cards
The current average interest rate for Credit Card
24.61%
Percentage of our income do you give God.
10%
the big three Credit agencies
Equifax, Experian, TransUnion
Amount of Student Loan is outstanding at the end of 2022
1.6 Trillion
the average cost to raise a child from Birth to age 18
$288,094
The difference between a Charge Card (AMEX) and a Credit Card.
Charge Card has no set limits, but you have to payoff balance every month
The richest king of Israel.
King Salomon
the range of a Credit Score
300 to 850
Two kinds of Student Loans
Federal and Private
National Average Cost for 4 years College/University
$142,200
A Secured Credit Card.
Cash Deposit required to credit limit
From what story of the Bible does the following saying comes from? "Seven healthy cows and seven scrawny cows"
Genesis 41: Joseph and the Pharaoh of Egypt
range of score is consider a good Credit Score
Bad = 300-629
Fair = 630-689
Good = 690-719
Excellent = 720-850
The current interest rates for Student Loans
Federal = 4.99%
Private = 4.44% to 15.99%
the currently estimated yearly cost to attend public university in Texas (UT, A&M, TTech)
$29,788
Monthly interest calculated with Credit Cards.
Daily Balance Average X rate X Days
Judas agreed to hand over Jesus in exchange for how many coins.
30 silver coins
Matthew 26:14-16
Name one of the five components that is used to calculate Credit Score
Credit Utilization
Payment History
Length of credit History
Mix of Credit Types
Recent Application
Do you have to make payments while you are in School?
Most offer defer payment, but still accumlate interest
the currently estimated yearly cost to attend private university in Texas (Rice, Baylor, SMU, St. Thomas)
$70,000
Overall total Credit Card Debt in America
1 Trillion
In the Gospel of Mark (NIV), Jesus' disciples say it would take how much money to feed 5,000 people
More than half a years salary
Mark 6:37
The component that weigh the most in credit score calculations
Payment History
the cap for Federal Student Loans
$12,500 annually and $57,500 overall
the top paying undergraduate degree straight out of college
Petroleum Engineering = $140,000
Theology/Religion = $31,630