Inpatient Benefits
Essential Outpatient
Emergency Care
Plan Details
IGC vs GHA Silver
100

Room Type Limit for Philippine Availment

What is... Private single-bed room up to PhP 7,500 per night.

100

The Benefit Limit for General Practioner/Specialist Consultation. 

What is... Covered up to a total combined limit of fifteen (15) availments. Each consultation is counted as one availment. Subject to available Annual Benefit Limit (ABL). Applies only in the Philippines and obtained through the company’s accredited network provider.

100

TRUE/FALSE: THE NON-ACCIDENTAL EMERGENCY TREATMENT SHARES THE LIMIT OF THE OUTPATIENT BENEFITS.

What is.. FALSE. Covered up to the available Annual Benefit Limit (ABL)

100

Issue Age for IGC

What is... Principal Owner/Policy Insured should be 18-70 years old. 

100

The product (IGC vs GHA Silver) which has a higher Annual Benefit Limit.

What is... IGC?

200
Room Type Limit for international availment

What is... Lowest cost private single-bed room for international availments. Covered up to the available Annual Benefit Limit (ABL)

200

TRUE/FALSE: Outpatient Laboratory tests shares the same limit as the General Practicioner and Specialist consultation.

What is.. NO. Covered up to PhP 20,000 as part of the Annual Benefit Limit (ABL). Obtained through the company’s accredited network provider.

200

Benefit Limit for Accidental Emergency Care

What is Covered up to the available Annual Benefit Limit (ABL)

200

TRUE OR FALSE: The premium for IGC remains level all throughout the years the insured is covered. 

What is... FALSE. The premium increases yearly because this is a yearly renewable term plan.

200

TRUE/FALSE: Both IGC and AXA GHA Silver have the same Area of Cover Options.

What is... TRUE? Both IGC and AXA GHA Silver have worldwide and worldwide excluding US.

300

TRUE/ FALSE: MRI/PET & CT PETSCANS ARE COVERED UNDER INPATIENT/DAY CARE TREATMENT.

What is... True

300

Benefit Limit for Physiotherapy

What is...Covered up to the available Annual Benefit Limit (ABL) as part of post-hospitalization


300

TRUE/FALSE: EMERGENCY DENTAL TREATMENT FOLLOWING AN ACCIDENT IS COVERED

What is.. TRUE.

300

TRUE/FALSE: The Annual Benefit Limit for IGC is 120,000,000.

What is... FALSE? The annual benefit limit is 125,000,000. 

300
This product (IGC/GHA Silver) does not require 2,000 deductible from out patient services. 

What is IGC?

400

TRUE/FALSE: Surgeons Fee while confined is not covered. 

What is... FALSE.

400

TRUE/FALSE: Medical Aids such as hearing aids and orthopedic appliances are not covered. 

What is.. FALSE. Covered up to the available Annual Benefit Limit (ABL) as part of post-hospitalization

400

Benefit Limit for Local Road Ambulance Service

What is Annual Benefit Limit.

400

The two area of cover options for IGC

What are: Worldwide & Worldwide Excluding US?

400

This plan has a higher Hospice and Palliative Care Limit.

What is.. IGC? 

GHA Silver has PHP 750,000 Limit in an insured person's lifetime, while our IGC Covers up to a lifetime limit of PhP 2,500,000.00 (availableafter 12 continuous months of coverage)

500

Limit for companion accommodation if confined outside of the PH.

What is.. PhP 8,000 per night and part of ABL (up to a maximum of 30 days per confinement basis)

500

TRUE/FALSE: Outpatient consultation must be done within the accredited network provider. 

What is.. TRUE.

500

TRUE OR FALSE: Minor Surgery received as outpatient is covered.

What is.. TRUE. Covered up to the available Annual Benefit Limit (ABL) as part of post-hospitalization

500

The 3 Deductible Options in IGC. 

What are 0, 150,000 and 300,000?

500

Which is cheaper in terms of premium?

What is IGC?