Michael Dawson
Am I taller than Kevin Hart?
Yes
The amount you pay for your health insurance every month.
Premium
Affordable Care Act the comprehensive health care reform law enacted in March of this year
2010
A federal health insurance program for people 65 and older and certain younger people with disabilities
Medicare
Founder of BNI
Ivan Misner
I am a proud alumni of this NC University
Appalachian State University
A fixed amount ($20, for example) you pay for a covered health care service after you've paid your deductible.
Copayment
A service that helps people shop for and enroll in health insurance.
Health Insurance Marketplace
Most plans with Medicare prescription drug coverage (Part D) have a coverage gap named after this famous pastry
The Donut Hole
BNI's Most Famous Core Value
Givers Gain
I born and raised in this city and state
Rustburg/Lynchburg Virginia
The percentage of costs of a covered health care service you pay (20%, for example) after you've paid your deductible.
Coinsurance
The facilities, providers and suppliers your health insurer or plan has contracted with to provide health care services
Network
Extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare Part A & B not Part D drug coverage
Medigap/Medicare Supplement Plans
This beautiful city is the home of the BNI headquarters
Charlotte NC
This former client of mine has won multiple World Championships
The "Nature Boy" Rick Flair
The amount you pay for covered health care services before your insurance plan starts to pay.
Deductible
Routine health care that includes screenings, check-ups, and patient counseling to prevent illnesses, disease, or other health problems.
Preventive Care
A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits, and most offer Part D prescription drug coverage.
Medicare Advantage Plans
The first BNI meeting was held in January of this year
1985
Who did I date in high school
REALY PEOPLE
The most you have to pay for covered services in a plan year. After you spend this amount on deductibles, copayments, and coinsurance for in-network care and services, your health plan pays 100% of the costs of covered benefits.
Out-of-pocket maximum/limit
A discount that lowers the amount you have to pay for deductibles, copayments, and coinsurance.
Cost Sharing Reduction (CSR)
Services to provide comfort and support for persons in the last stages of a terminal illness and their families.
Hospice Services
BNI is the world’s leading business referral organization in over this many countries worldwide
75