Accommodation
Where can you download the standard Tenancy Agreement template ?
Fair Trading
state one issue caused by poor financial management
overspending/debt...
How long does milk last after you open it ?
10-14 days
one major role of Australian Competition and Consumer Commission (ACCC) for a customer
protect customers' rights
What is emergency number in Australia ？
000
The money used to cover damage and cleaning fees of the property for landlord after you move out.
Rental Bond
If your parents give you a big amount of money for living expenses, how should you use them?
save the money to bank account
Name 2 mobile food delivery applications used in Australia
Uber eats & Menulog
identify 2 major items to be purchased for independent living
mobile phone and car
What would you do if your home was burgled
Report the crime to police
Make an inventory of what is missing.
Name 3 different types of share accommodation agreements
1. landlord and tenant
2. landlord and co-tenant
3. head tenant and sub-tenants
Name 3 major costs involved in independent living
rent,bill,food
The things that can be used to remove extra dirty spots before washing.
Stain Remover
Give three reasons why we need insurance
1. Financially Security
2. Transfer of Risk
3. Having peace of mind
what would you do if your house key was lost or stolen ?
contact landlord
call a locksmith
change a lock
identify 4 issues you need to consider when arranging your accommodation
safety/location/budget/facilities...
identify 2 advantage and 2 disadvantages of having a credit card
advantages:
- Increased purchasing power
- offer convenience
disadvantages:
- high interest rate (hidden cost)
- potential to overspend
What strategies can you use to save money when you shop at the grocery ?
rewards/flybuys card
membership
compare the price between different shops
Name 4 financial considerations when buying a car
1. initial cost
2. cost of insurance
3. cost of maintenance
4. size of loan repayment
What would you do if your card is lost or stolen ?
check your account history
disconnect your card on your phone
contact bank
request a new card
identify key steps of arranging a lease
1. obtain residential tenancy agreement
2. complete condition report
2. pay reservation fee
3. sign the lease
4. pay rental bond
5. process the premises
identify key steps of planning a budget
1. record and calculate cost & income
2. compare your cost and income
3. set a weekly/monthly goal
4. Review your budget regularly
If you are sharing an apartment with other tenants, what can you do to keep the shared area clean?
share responsibilities
communicate effectively
What do you need to consider when buying a mobile phone ?
1. price
2. choose the plan that suit you
3. the storage of the phone
4. service provider
How can you identify Phone Scams ?
- has your personal information
- sounds too good to be true
- someone claiming to be your bank (or another institution that you trust) calls or texts you to ask for personal information or money
- someone asks to access your computer