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Money Management
Education
Housing
Employment
Personal Care
100

A plan for spending and saving money.

What is a budget?

100

Money awarded based on financial need, are given out by the federal government, state government and colleges and do not need to be paid back.

What is a grant?

100
A legal written agreement between tenant and landlord stating rules for renting.
What is a lease ?
100
Your name, work history, education, social security number, references.
What are questions on a job application?
100
This results from a combination of wastes excreted from the skin, odor from unwashed clothing, chemicals from sweat and actions of skin bacteria.
What is body odor?
200

A form completed when you start a job so your employer can withhold the correct amount of federal income tax.

What is a W-4 form?

200
Money that must be repaid, usually with interest, most are government sponsored.
What is a loan?
200
Money deposited with a landlord to cover costs of damages to a rental unit or unpaid rent when a renter moves.
What is a security deposit?
200
Federal taxes, state taxes, social security/retirement.
What are standard payroll deductions?
200
This helps to prevent the development and spread of infections, illnesses, and bad odors.
What is good hygiene?
300

A card that can withdraw a purchase amount directly from a checking account without separate billing, usually done immediately.

What is a debit card?

300
FAFSA
What is the Free Application for Federal Student Aid?
300
Provides information regarding landlord/tenant counseling and assistance with housing discrimination.
What is Fair Housing?
300
Usually consists of the same kind of information on a job application but written in a more formal and concise fashion.
What is a resume?
300
Refers to people’s sense of self-worth and value.
What is self-esteem?
400

The amount of money you earned and the amount of you take home after deductions.

What is gross and net income?

400
A federally funded program designed to help youth, who were in foster care, with post secondary education expenses.
What is the Ohio ETV program?
400
First month rent, security deposit, utility deposits.
What is housing start up costs?
400
A tax form prepared by an employer and given to an employee to be filed with his/her 1040 form, lists wages earned during that year, federal and state taxes withheld and social security tax information.
What is a W-2 form?
400
An umbrella term for more than 30 different types of infections caused by a variety of organisms including bacteria, viruses and parasites.
What are sexually transmitted infections?
500

A large extra payment that may be charged at the end of a loan or lease.

What is a balloon payment?

500
The largest federal grant program. Eligiblity and award amounts are determined by the school based on federal guidelines.
What is the Pell Grant?
500
Not paying rent, not complying with terms of rental agreeement, not appropriately maintaining the rental unit.
What are reasons you can be evicted?
500
Has a resource center that offers a number of job search tools to the public, including internet access, books, videos, tip sheets and information about current labor market and social services.
What is the Portage Workforce Connection?
500
If left untreated this can lead to some very serious problems such as heart disease, infections and loss of bone mass.
What is gum disease?