Money Management
Housing
Employment
100
A plan for spending and saving money.
What is a budget?
100
A legal written agreement between tenant and landlord stating rules for renting.
What is a lease?
100
Usually consists of the same kind of information on a job application but written in a more formal and concise fashion.
What is a resume?
200
The percent of extra debt you collect each month on borrowed money.
What is monthly interest?
200
Money deposited with a landlord to cover costs of damages to a rental unit or unpaid rent when a renter moves.
What is a security deposit?
200
A letter that introduces you, explains your purpose for writing, highlights a few of your experiences or skills, and requests an opportunity to meet personally with the potential employer.
What is a cover letter?
300
The process of recording all all additions (deposits) made to your account and subtractions (withdrawals).
What is balancing a checkbook?
300
First month rent, security deposit, utility deposits.
What is housing start up costs?
300
What are examples of Job Board Sites?
400
The amount of money you earned and the amount of money you take home after deductions.
What is gross and net income?
400
When a tenant leases the property they are renting to another individual?
What is a sublease (or sublet)?
500
The process of putting your allotted expenses into labeled packages to ensure you have money for all your bills that month.
What is the "Envelope Method?"
500
Records of any lease violations, late rental payments, breaking of leases and/or evictions.
What is rental history?
500
A tax form prepared by an employer and given to an employee to be filed with his/her 1040 form, lists wages earned during that year, federal and state taxes withheld and social security tax information.
What is a W-2 form?