Mystery
Best team
What is Indirect!
Maximum term
What is 96 months
Unacceptable forms of POR
-Unopened envelopes/mail
-Junk mail
-Bank Statements
-USPS forwarding card/online printout
LTV ratio that permits GAP coverage
What is 70%
Source utilized to value used vehicles
What is KBB - Typical Listing Price
PSECU's PO Box #
What is:
67013
OR
67017
Discount Option
What is .25% for Digital payments
Maximum insurance (member/borrower) deductible amount permitted by PSECU
What is $1,000
**BONUS POINTS - TO WHAT COVERAGES DOES THIS DEDUCTIBLE REQUIREMENT APPLY?**
Vehicle Service Contract (VSC) Cap
What is $3,800 OR 18% of collateral value
Annual cutoff date for prior year vehicles to be considered new
What is March 30th
Primary credit bureau used by PSECU
What is Experian
***BONUS POINTS IF YOU CAN NAME THE MODEL?**
Term of approval
What is 60 days
Three acceptable options for Proof of Residence (POR)
What is:
-DL w/correct address
-Utility bill (w/in 60 days)
-Lease agreement/Mtg statement
-Current vehicle registration
-Current paystub
-Current insurance card/binder
Three back-end products
What is:
-GAP
-Vehicle Service Contract (VSC)
-Tire & Wheel
-Pre-paid Maintenance
-Key Replacement
Max LTV for a Tier 3
What is 130%
Membership eligibility
What is PACC (PA residents) and PRPS (out of state residents).
**BONUS POINTS: SYSTEM CODE FOR EACH?***
Minimum Zest score for auto approval
What is 650+
**BONUS POINTS: REVIEW SCORE BAND? DENIAL SCORE BAND?
Outlines the terms of a sale
What is a Buyers Order
(Other acceptable answers - Bill of Sale, Proof of Sale/Purchase)
Product Cap for loans $10,000 or greater
What is greater of $4,500 OR 20% of collateral value
Three types of unacceptable collateral
What is:
-Commercial vehicles/those used for business purpose
-Non-passenger cargo vans
-Water- or flood-damaged vehicles
-Branded title vehicles
-Manufacturer buybacks
Call Closing
What is "Can I help you with anything else today? Thank you for calling PSECU"
What is $40,000 (vehicle value) and $12,000 (loan amount)
Outlines the terms of the loan
What is a Retail Installment Contract (RIC)
(Other acceptable answer - LAW Contract)
*****BONUS POINTS!!! What's the difference between LAW & RIC?
Product Cap for loans less than $10,000
What is greater of $3,500 or 15% of collateral value
Maximum LTV for an RV
What is 110% for credit tiers 1-3