Auto
RV
Marine
Off-Road/Motorcycle
All products
100

What is the max markup on 73-84 month?

1.50

100

What is the GAP amount allowed for a loan over $50k?

$1500

100

What is the max reserve that can be paid?

$5000

100
What is the difference between an ATV and UTV?

ATV is like a four wheeler and a UTV has a cabin like a side by side

100

What are the two ways we offer a .1 discount on rates?

800 score and LTV under 90%

200

What percentage will be added to cargo vans buy rate?

.50%

200

What percent of flat is paid, when the deal is written at buy rate?

1.00%

200

For used 2022/2023 models that cannot be booked, what value do we use?

20% of like invoice 

200

Are dirtbikes considered an off-road or motorcycle?

off-road

200

How long are approvals good for?

30 days

300

What is the max allowable GAP?

999

300
What is the maximum reserve that can be paid?

$8000

300

What percentage is paid on a 1.25 markup on 180 month? 

 5.00

300

What value do we use for new Motorcycles?

MSRP

300

What reserve is paid on all team member deals?

$200

400

What is the score for an Open lending deal?

639 and Below

400

What is the chargeback period?

180 days 

400

With UCC filing, do we send to funding issues, send a delay, or let an ILP2 file it?

Let an ILP2 file it 

400

Can we add freight to a new off road unit?

Yes
400

Name the 5 counties that qualify membership for Oregon

Umatilla, Wallowa, Union, Baker and Malheur 

500

What is the chargeback period?

90

500

What are the allowable adds to an RV value?

Generator, slide-outs and backup cameras

500

How many Vins are required on an Inboard motor?

2

500

How many miles can a bike have on it before it becomes ineligible?

30k

500

What is the IL phone number?

208-846-7100