Coverages
Negotiation
Documentation
Evaluation
Potpourri
100

This is designed as goodwill coverage to reduce the need for litigation.  These two types of coverage differ on a state by state basis. 

What is medical payments coverage and PIP coverage?

100

This type of settlement usually occurs shortly after the claim is made to Acuity.  In this type of settlement, it isn't necessary to have the medical bills prior to settlement. 

What is same day settlement?

100

This form is sent to obtain medical bills. 

What is a medical authorization? 

100

This is what you should do when you notice these red flags:

Red flags: Fatality, prior surgery, head trauma, hospitalization overnight,  broken bones, sensory injuries,  Pregnancies

What is notify your manager?

100

This coverage provides for a driver to receive damages for any injury he or she would receive from an uninsured, negligent driver.

What is uninsured motorist coverage?
200

This type of coverage covers medical bills but not lost wages. 

What is med pay coverage

200

Adding the property damage and the injury damage into the same offer is an example of this type of settlement. 

What is a global settlement. 

200
This is a kind of complaint that is based on an opinion.

What is subjective?

200

This is how often you should follow-up with a non-attorney retained claimant. 

What is 30 days?

200

This coverage steps in when you're in an accident with an at-fault driver whose liability limits are too low to cover the damage or medical expenses

What is underinsured motorist coverage?

300

This type of coverage may or may not be primary for the passenger.  Which makes it imperative to check your state's laws. 

What is PIP coverage

300

Doing this will extend the statute of limitations (in many states). 

What is paying medical bills prior to a settlement? 

300

This type of injury occurs when the head moves back and then forward. 

What is whiplash

300

This is the first thing you do when you receive a demand. 

What is organize the medical bills and notes. 

300

Intangible damages (like pain and suffering, loss of enjoyment of life, emotional distress) are all examples of this kind of damages. 

What is general damages. 

400

This document must be noted in order to obtain the highest limits of medical payments. 

What is a police report?

400

These are the two types of damages a claimant can make.

What are special and general damages?

400

These are the types of pictures you should always obtain during your investigation. 

What are pictures of the insured and claimant vehicles? 

400

IME stands for this.

What is an Independent Medical Examination?

400

This theory asserts that you can prevail at trial by speaking to, and scaring, the primitive part of jurors' brains. 

What is the reptile theory?

500

Med Pay and Pip coverages do not apply to any obligation for which the insured or the insured’s insurer may be held liable under this type of coverage.

What is Worker's Compensation?

500

This type of negotiations is based on the theory that the claim will settle closest to the first offer or demand made. 

What is anchoring?

500

The BI screens should be completed as you obtain information and should reflect this?

What is reviewed the medical bills and notes?  

500
This is the website you use to determine what kind of venue your accident occurred in. 
500

This is how a check would be written out if a non-attorney retained and married couple named John and Mary Smith were receiving an injury settlement check from Acuity. 

What is "John & Mary Smith, individually and as husband and wife?"