Car Insurance
The monies you pay out of pocket before your policy can step in.
Your house burns down. How many deductibles do you pay to have your house to be rebuilt and your personal belongings replaced?
What is one deductible?
Which color car is the most expensive to insure?
Myth- what is the color red?
Truth- color of car does not impact rates
After getting into a car accident, who do you call first?
The police. Get a police report filed. No matter how small the damages.
What is Hobbes?
What auto policy coverage is used to repair a vehicle after a hit and run.
What is collision coverage?
What natural event involving water is not covered under a homeowner's policy?
What is flood?
When you call for a quote, that number is how much you'll pay for coverage.
Myth: Yes.
Truth: a quote is only an estimate. Many other factors come into place after policies are submitted and the number can change.
True or False: I can only get my car fixed where the insurance company says I can.
You can take your car anywhere you'd like, but there are reasons why select service shops exist.
What is the name of my dog.
What is Calvin?
What auto policy coverage is used to repair a vehicle after a catalytic converter is stolen.
What is comprehensive coverage?
Your neighbor's tree falls onto your house. Whose homeowner's policy coverage steps in?
What is my own homeowner's policy?
If someone else drives your car, whose coverage steps in to cover any damages they may cause to your vehicle?
Myth: The driver of the car.
Truth: Insurance follows the vehicle. If you gave permission to that person to drive your car, you gave permission for them to use your insurance.
At what point of the claims process, do you pay your deductible?
The end.
What is the name of my daughter?
What is Adelaide?
How is the value of your vehicles calculated when it is going to be totaled out from a claim?
What is Actual Cash Value?
My roof is 50 years old. Does my homeowner's policy cover the replacement- yes or no and why?
No and what is wear and tear?
True or false: In auto insurance,"Full coverage" means I will be completely protected after an accident.
False. It only means your coverage includes comprehensive and collision coverage.
False: You don't want to file claims that are under or barely surpass your deductible.
What is the name of soon to born daughter?
What is Gwendolyn?
The most important coverage on your auto policy.
What is auto liability coverage?
What is the most important part of the homeowner's policy?
What is replacement cost coverage?
Having more of what in my car will lower my insurance rates?
Myth- what is safety features?
Truth- can help save a few dollars but does not drastically impact rates
If I'm in my car and I back into my wife's van, how many deductibles do I pay?
What is two deductibles?
What will we name our future son?
What is Atticus?