Coverages
What coverage would damage to the roof go under?
What is Coverage A?
This insurance policy is for the owners of private passenger vehicles.
What is PAP or Personal Auto Policy?
Intentional destruction of property
What is Vandalism?
What kind of agency is Brightway? Captive, Direct or Independent?
What is independent?
This policy form expands coverage to include parts of the building, such as alterations and appliances that the insured is required to insure because of the condominium association agreement.
What is HO-6?
Damage to a detached garage would go under which coverage
What is Coverage B?
These autos include those that are leased, hired, rented, or borrowed from someone other than an employee or partner.
What is an Hired auto?
Moveable property of the insured, such as autos, furniture, electronics, and any personal items.
What is Personal Property?
What are Brightway’s Core Values?
What is SHINE?
S- Say it, do i
H- Here for each other
I- Inspired by insurance
N- Next- level effort
E- Embrace, Educate, Evolve
This modified form coverage is a unique homeowners form.
What is a HO-8?
Jan kicked the soccer ball and caused an injury to a bystander, where can she find coverage on her homeowner’s policy?
What is coverage F? (E if it goes over the coverage F limit)
This coverage uses dollar amounts, In the event of an auto accident, these numbers specify the maximum amount the policy will pay.
What is Spilt Limit.
Reduction in value, particularly due to wear and tear.
What is Depreciation?
This Brightway system is used by agents and customer service representatives to manage customer policies, workflows, and service requests.
What is Fusion?
Which policy is for a renter?
What is HO-4?
This homeowners policy coverage helps pay for additional living expenses, such as hotel stays and restaurant meals, when a covered loss makes your home uninhabitable.
What is Coverage D – Loss of Use?
Part C
What is Uninsured or Underinsured Motorist?
The money paid to the insurance company for the insurance policy.
What is a Premium?
At Brightway, these policies are commonly discussed as cross-sell opportunities to enhance a client's protection and may include Flood, Umbrella, and Inland Marine coverage.
What are accompanying or bundled policies?
What HO policy provides the most coverage?
What is HO-5?
A covered fire destroys an insured's television, sofa, clothing, and laptop computer. These items would typically be covered under this section of the homeowners policy.
What is Coverage C – Personal Property?
Coverage for the damage to your auto?
What is Part D?
The company who issues the insurance policy.
Who is the Insured or the Principal?
This Brightway service standard focuses on helping customers with policy changes, billing questions, document requests, and endorsements after a policy has been issued.
What is policy servicing?
This policy provides protection for dwelling and other structures on an open peril basis, and personal property is covered only for broad perils.
What is HO-3?