Car Insurance Basics
What is the minimum amount of car insurance you are required to have in Massachusetts?
A) Collision Insurance
B) Liability Insurance
C) Personal Injury Protection
D) Uninsured Motorist Insurance
B) Liability Insurance
In Massachusetts, everyone must have health insurance, thanks to a law known as this.
A) The Massachusetts Health Connector
B) The Affordable Care Act
C) The Massachusetts Health Care Reform Law
D) Medicaid
C) The Massachusetts Health Care Reform Law
This type of home insurance protects your home and belongings from damage due to fire, theft, or vandalism.
A) Renters Insurance
B) Homeowners Insurance
C) Auto Insurance
D) Liability Insurance
B) Homeowners Insurance
This type of insurance is often required by landlords if you're renting, and it helps protect your personal property.
A) Renters Insurance
B) Homeowners Insurance
C) Liability Insurance
D) Auto Insurance
A) Renters Insurance
Massachusetts requires this for all drivers, meaning it’s a fine if you don't have it.
A) Auto Insurance
B) Car Registration
C) Driver’s License
D) Vehicle Inspection
A) Auto Insurance
This type of car insurance covers damage to your vehicle if you're in an accident with another person or a stationary object.
A) Collision Insurance
B) Comprehensive Insurance
C) Personal Injury Protection
D) Property Damage Liability
A) Collision Insurance
This state-run health insurance marketplace allows you to shop for affordable health plans in Massachusetts.
A) The Health Connector
B) MassHealth
C) Health Insurance Marketplace
D) Medicaid
A) The Health Connector
If your home is uninhabitable due to damage, this type of coverage will help you pay for living expenses.
A) Loss of Use (Additional Living Expenses)
B) Comprehensive Coverage
C) Homeowners Insurance
D) Personal Property Coverage
A) Loss of Use (Additional Living Expenses)
This insurance protects your belongings if they are damaged by a specific list of events like fire, theft, or vandalism.
A) Comprehensive Coverage
B) Named Perils Insurance
C) Collision Coverage
D) Loss of Use Coverage
B) Named Perils Insurance
This law in Massachusetts says that health insurance coverage must meet specific requirements, including not excluding pre-existing conditions.
A) The Affordable Care Act
B) The Massachusetts Health Connector
C) The Massachusetts Health Care Reform Law
D) Medicaid
C) The Massachusetts Health Care Reform Law
If someone gets hurt in an accident and they don’t have insurance, this type of coverage will help pay for their medical costs.
A) Uninsured/Underinsured Motorist Coverage
B) Comprehensive Coverage
C) Collision Coverage
D) Personal Injury Protection
A) Uninsured/Underinsured Motorist Coverage
If you qualify for free or low-cost health insurance through the Massachusetts Health Connector, you might get help from this type of program.
A) Medicare
B) MassHealth
C) The Affordable Care Act
D) Medicaid
B) MassHealth
This type of insurance helps cover the cost if someone gets hurt while visiting your property.
A) Liability Coverage
B) Personal Property Coverage
C) Health Insurance
D) Renters Insurance
A) Liability Coverage
This type of insurance is meant for people who run their own business and helps protect against liability, property damage, and more.
A) Business Insurance
B) Renters Insurance
C) Auto Insurance
D) Life Insurance
A) Business Insurance
This is the fine you might face if you don’t show proof of car insurance in Massachusetts.
A) A $200 fine
B) A penalty or fine
C) Loss of your driver’s license
D) Increased insurance rates
B) A penalty or fine
This is the part of your car insurance that covers the cost of medical bills for you and your passengers after an accident, no matter who’s at fault.
A) Liability Coverage
B) Collision Coverage
C) Personal Injury Protection (PIP)
D) Medical Payments Coverage
C) Personal Injury Protection (PIP)
This term refers to the amount you must pay out of pocket before your insurance starts covering medical expenses.
A) Copayment
B) Premium
C) Deductible
D) Coinsurance
C) Deductible
This type of home insurance covers damage to your personal property when it's outside your home, like if your laptop is stolen at a coffee shop.
A) Personal Property Coverage
B) Renters Insurance
C) Comprehensive Coverage
D) Named Perils Coverage
A) Personal Property Coverage
If you are injured and can’t work, this type of insurance will replace part of your lost income.
A) Health Insurance
B) Disability Insurance
C) Life Insurance
D) Unemployment Insurance
B) Disability Insurance
Massachusetts has a law requiring all homes to have this type of coverage in case someone gets hurt on your property.
A) Liability Coverage
B) Homeowners Insurance
C) Personal Injury Protection
D) Health Insurance
A) Liability Coverage