Guess the Insurance
Zane's car was damaged in a flood, and he filed a claim to cover the cost. What's the type of insurance?
Comprehensive Motor Insurance
Covers bodily injuries and property damage
Liabilty
What is the primary purpose of health Insurance?
Help cover medical expenses and treatment costs so you don't have to pay everything out of pocket
Covers life or until they turn 100 years old
Whole Insurance
What is Colin's Mom's name?
Lori
Colin was hospitalized for cancer treatment, and his insurance reimbursed him for the hospitalization costs. What's the type of insurance?
Health Insurance
Covers damages to your car
Collision
The amount of money that a patient with health insurance pays for each health care service
Copay
Inexpensive; limited to a specific length of time
Term Insurance
What is Colin's Mom's daughter's name
Katie
Nate passed away in a road accident, and his family received a payout from his policy. What's the type of insurance?
Term Life Insurance
Covers YOUR injuries
PIP
the amount of money that the insured person must pay before their insurance policy starts paying for covered expenses
Deductible
Covers a portion of your income when you can't work due to an injury or sickness
Disability Insurance
What did Colin's Mom name our new kitten?
Pepper
Colin had to cancel his Europe trip due to a family emergency, and his insurer reimbursed him for non-refundable flight and hotel bookings. What's the type of insurance?
Travel insurance
Hit by uninsured/underinsured driver; covers medical wages and lost wages
Uninsured/Underinsured Motorist Coverage
True or False: A person who smokes may have to pay a higher health insurance premium than a non-smoker, even if they have the same plan and coverage.
True
Covers 40-60% of your salary; Lasts 5 years; cost 1-3% of your yearly income
Long Term Disability
How old is Colin's Mom?
55
Katie Bomboy was involved in a serious car accident where she sustained injuries requiring weeks of hospitalization. Her car was severely damaged, and the other vehicle involved also suffered heavy damage. Sadly, Katie passed away due to the accident injuries shortly after. What are the 3 types of insurance involved here?
Health Insurance, Motor Insurance, Life Insurance
Covers damages from events other than collision
Comprehensive
If the copay is 75/25 and the deductible is fully met, how much is Lori paying on a $100 bill?
$25
Covers 60-70% of your salary; lasts 3-6 months; costs 1-3% of your yearly income
Short Term Disability
Where did Colin's Mom go to college?
Bloomsburg