Health Insurance
What does health insurance help pay for?
Medical care / doctor / hospital
Is auto insurance required in South Dakota?
Yes
What does renter’s insurance protect?
Your stuff
Your phone is stolen—what insurance helps?
Renter’s insurance
What is life insurance meant to protect?
People who depend on you
What is a copay?
Small amount you pay for a visit
What does liability insurance cover?
Damage/injuries you cause
True or False: Renter’s insurance is expensive
False
You break your arm skateboarding—what insurance helps?
Health Insurance
True or False: Life insurance is mainly for paying your own medical bills.
False
True or False: ER visits are cheap without insurance
False
What happens if you drive without insurance?
Ticket / fines / license suspension
Name one thing renter’s insurance covers
Theft / fire / water damage
You rear-end someone—what insurance helps?
Auto Insurance
How does life insurance show responsibility?
Planning for others, not just yourself
Name one thing health insurance usually covers
ER / mental health / prescriptions
Why do teen males pay higher insurance rates?
Higher risk / more accidents
About how much does renter’s insurance cost monthly?
$10–$20
A parent dies without life insurance. What problem might their family face?
Loss of income, housing issues, debt
Who gets the money from a life insurance policy if you die?
The person you choose (beneficiary)
What can happen if medical bills aren’t paid?
Collections / debt / credit problems
If you crash without insurance, who pays?
You (and possibly parents)
Why is renter’s insurance smart for first apartments?
Cheap protection from big loss
Name one way insurance helps you stay out of trouble
Avoid fines / license loss / debt
Why might life insurance be important for someone with children?
To support them financially if something happens