Show:
Products Liability and it's Effects
Standard CGL Policy I
Standard CGL Policy II
Declarations Page; Employers Liability Coverages
Emerging Trends in Liability
100
it is the relationship between the contracting parties
What is privity of contract?
100
bodily injury and property damage liability, personal and advertising injury liability, medical payments and tenants legal liability
What are the four insuring agreements under the C.G.L. policy?
100
it protects against liability from all perils to the rented premises
What perils are covered under the Tenants' Legal Liability insuring agreement?
100

includes specific information that identifies who and what is insured

What is the CGL Policy Declarations page?

100

changes in the frequency and intensity of extreme weather events is an example of what

What is effects of climate change?

200
a particular airplane was found to have a certain defect and all planes of that model were grounded to repair or replace affected parts
How did the term sistership arise in products liability?
200
coverage triggers when the third party makes a claim against the insured
What is a claims-made policy?
200
the insured is a retailer that sells a dishwasher. It leaks and damages the floor of the customer
What is an example of a products loss?
200

Is in force in all provinces and territories in Canada, and while legislation is similar in its intent, if differs among the various jurisdictions.

What is workers' compensation?

200

Any risk of financial loss, disruption of business, or damage to an organization's reputation due to a failure of its information technology systems

What is cyber risk?

300
Lambert v. Lastoplex Chemicals Co. (1972)
In which legal case was the manufacturer found liable for labels that failed to warn of the high inflammability of a product and words used which did not alert of the necessity to extinguish pilot lights
300
Canada, the U.S., its territories or possessions, international waters or airspace if the injury or damage occurs in the course of travel or transportation between two countries
What is the coverage territory in the C.G.L. policy?
300
the dishwasher leaks and damages the floors a week after repairs are completed. This is due to faulty repair
What is an example of a completed operations loss?
300

The deposit premium charged at the inception of a CGL policy and subject to adjustment during the policy period or at the end of the term. 

What is advance premium?

300

Behaviour management and this, are two key areas of cyber risk exposures

What is systems and technology management?

400
a legal case which extended the duty of care of the manufacturer not only to the purchaser but to anyone who foreseeably be injured
What relevance did the case of Donoghue v Stevenson (1932) have with respect to the duty of care for manufacturers?
400
personal property in the insured's care, custody or control
What kind of property in the insured's care, custody, or control is not covered?
400
premises that are sold, given away or abandoned
What are alienated premises?
400
Coverage for the legal liability imposed on an employer to pay damages to an employee injured by the employer's negligence.

What is employer's liability insurance?

400

Driver has accepted a ride and is driving to pick up the passenger

What is Period 2 in the three commercial activity periods in Ridesharing?

500
McPherson v. Buick Motor Co. (1916)
Which US legal case established the tort theory of products liability?
500
asbestos, fungi and spores, nuclear energy liability, pollution, terrorism, war risks
What are the Common Exclusions of the C.GL. policy?
500
the insurer agrees to pay those sums that the insured becomes legally obligated to pay as compensatory damages because of bodily injury or property damage to a third party only if a claim falls within the terms of coverage
What are the key points mentioned in the insuring agreement for Coverage A. Bodily Injury and Property Damage?
500

Protection that an employer may purchase to cover employees who are not covered by workers' compensation insurance.

What is voluntary compensation insurance?

500

The vehicle has an automated driving system for all aspects of the dynamic driving task. It is programmed to stop itself in the event of a system failure with no expectation for a human driver to intervene.

What is Level 4 'High Driving Automation' of the levels of driving automation?