Misc. Insurance
This renters coverage helps pay for temporary housing after a covered loss.
What is additional living expenses?
This coverage replaces lost income if your business must close after a covered loss.
What is business income insurance?
This type of life insurance offers coverage for the insured’s entire lifetime.
What is whole life insurance?
This coverage helps pay for hotel stays if your home is unlivable after a covered loss.
What is additional living expenses (ALE)?
This coverage helps repair your car after an accident, regardless of fault.
What is collision coverage?
This motorcycle coverage protects the bike from theft or vandalism.
What is comprehensive coverage?
This insurance covers vehicles used for business purposes.
What is commercial auto insurance?
This portion of a permanent life policy grows over time and may be borrowed against.
What is cash value?
This policy type is the most common homeowners form and offers broad coverage.
What is an HO-3 policy?
This optional coverage protects against theft, fire, vandalism, or hail.
What is comprehensive coverage?
This boat insurance coverage helps pay for damage to another vessel.
What is property damage liability?
This coverage protects tools, equipment, and inventory.
What is business personal property coverage?
This rider allows coverage to continue without paying premiums if the insured becomes disabled.
What is a waiver of premium rider?
This type of protection covers other structures like fences or detached garages.
What is other structures coverage?
This coverage helps pay medical bills for you and your passengers.
What is medical payments coverage?
This condo policy coverage helps insure improvements made inside the unit.
What is building property coverage?
This policy protects against lawsuits from professional mistakes.
What is professional liability insurance?
This underwriting process evaluates health, lifestyle, and risk before issuing a policy.
What is underwriting?
This endorsement provides broader protection for valuable items like jewelry.
What is scheduled personal property?
This coverage protects you if the at-fault driver has no insurance.
What is uninsured motorist coverage?
This optional coverage can protect valuable personal items like jewelry.
What is scheduled personal property?
This coverage protects businesses from data breaches and cyberattacks.
What is cyber liability insurance?
This document outlines the terms, coverage amount, and conditions of a life policy.
What is the policy contract?
This loss is typically excluded from standard homeowners insurance.
What is flood damage?
This coverage applies when the other driver’s insurance limits are too low.
What is underinsured motorist coverage?