Laura
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Umbrella
100

Name of my children

Who is Owen

100

RI state minimum

25/50
100

The best dwelling coverage

What is guaranteed replacement cost

100

Reason for extra coverage

Protect your assets

200

Previous Job

What is Yacht Crew

200

The amount you pay for a claim

What is deductible

200

The best way to reduce your premium

What is deductible

200

Coverage limits start at

$1million

300

Object I built

What is a boat?

300

Define OEM

Original Equipment Manufacturer

300

Pays for slips and falls

What is Liability

300

Coverage liability maximum

$100 Million

400

Key to success

Smile

400

States that do not require auto insurnace

 New Hampshire and Virginia

400

Anything detached from the home.

What are other structures

400

Needs to be paid first

Underlying liability coverage
500

The place I used to live

Hawaii

500

Travelers Insurance Company issued the first automobile insurance policy in the United States.

1898

500

Most expensive Hurricane claims

2005 Hurricane Katrina, Rita & Wilma $130 billion

500

What is the largest umbrella payout

$20,000,000 

The insured hosted a beach party for their daughter. One of the attendees found what was believed to be an empty and discarded propane tank. The tank was thrown into a beach bonfire and subsequently exploded resulting in severe injuries to several guests. A $20,000,000 claim was filed alleging the insured failed to properly supervise the party.