Homeowners
Another name for a condo policy
HO-6
what is the deductible on a vpp?
$0
where does coverage apply on a renters policy
worldwide
state USAA writes annual policies for
New Jersey
maximum policy limit with USAA
5 million
percentage of coverage for belongings in storage facility?
100%
minimum price for a vpp
$24
state that doesn't allow coverage for property in mobile homes
Florida
length of time a surcharge applies for previous accident
3 years from surcharge date
required underlying polic(ies)
auto
10
descriptions needed for firearms
manufacturer, caliber/gauge & serial number
limitation on theft of jewelry in VA
$1500
coverage limit for customizations to vehicle
$5000
amount of years uw considers claims for driving history
5
Washington, Oregon & Alaska
minimum value per item that may be listed on the vpp
$100
name of renters contract
RP3
name of state that requires proof of residence
North Carolina
required people to be listed on an umbrella policy
ALL household members
Name the 5 endorsements available on a Tx HO-3
Computer & tablet protection, water damage, earthquake, mold, slab or foundation
name the 8 categories available to be added to vpp
cameras, fine arts, furs, jewelry, guns, musical instruments, silverware, stamps & coins
name 3 losses not covered under moving and storage endorsement
breakage, marring, scratching, delay during shipment, humidity or temperature changes, fungi, mildew or mold, inherent defect of property, insufficient packing or address, insects or rodents
Where would I base a policy for dependent away at school in another state?
home of record if registration stays the same, school address if re-registering
name of endorsement required on homeowners policy
personal injury liability