INSURANCE & RISK MGMT
THE SET AMOUNT THAT IS THE POLICY HOLDER'S REPONSIBILITY TO PAY ON A CLAIM.
WHAT IS A DEDUCTIBLE
COVERAGE THAT COVERS THE DAMAGE TO YOUR VEHICLE WHEN INVOLVED IN AN ACCIDENT.
WHAT IS COLLISION COVERAGE
What does Dwelling Coverage A protect?
What is the physical structure of the home?
BUNDLING YOUR HOME AND AUTO PROVIDES THIS DISCOUNT
WHAT IS MULTI-POLICY DISCOUNT
WHAT DOES UMBRELLA INSURANCE PROVIDE THAT OTHER POLICIES DON'T?
WHAT IS EXTRA LIABILITY COVERAGE ABOVE UNDERLYING POLICY LIMITS.
ITEMIZATION OF COVERAGES ON A POLICY WITH PREMIUM AMOUNTS LISTED.
WHAT IS A DEC PAGE
Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver
What is uninsured motorist's protection
TRUE OR FALSE - Flood damage is covered under your standard homeowner's policy.
WHAT IS FALSE
TRUE OR FALSE - A HOME SECURITY SYSTEM CAN LOWER YOUR YOUR INSURANCE COSTS
WHAT IS TRUE
WHAT IS TYPICAL STARTING LIMIT FOR AN UMBRELLA POLICY?
WHAT IS $1 MILION; Can increase in increments of $1M
CAUSES WHY INSURANCE PREMIUMS CONTINUE TO BE ON THE RISE
WHAT IS NATURAL DISASTERS, INFLATION, CONSTRUCTION COSTS
You're in an "at-fault" MV accident. This coverage pays for injuries to the person you hit.
WHAT IS BODILY INJURY LIABILITY?
COVERAGE THAT PAYS FOR YOUR RENTAL IN THE EVENT YOU'RE HOME IS UNINHABITABLE AFTER A COVERED LOSS
WHAT IS "LOSS OF USE" COVERAGE?
A SIX HOUR COURSE TO HELP LOWER YOUR AUTO PREMIUM
WHAT IS DEFENSIVE DRIVING COURSE? There is an additional course after 3 years.
BONUS COVERAGE AVAILABLE WITH AN UMBRELLA POLICY BEYOND EXTENDING LIMITS OF LIABILITY
WHAT IS LEGAL FEES FROM LAWSUITS RELATING TO A LIABILITY CLAIM. ALSO INCLUDES PERSONAL CLAIMS - DEFAMATION, SLANDER OR LIBEL.
THE FEE PAID BY THE POLICY HOLDER TO THE INSURANCE COMPANY.
WHAT IS A PREMIUM
Coverage that protects your vehicle if damaged by an unexpected event outside the driver's control.
WHAT IS COMPREHENSIVE COVERAGE
Receiving the full cost of repairing or replacing an item
WHAT IS REPLACEMENT COST
AN "APP" TRACKING DEVICE ON YOUR PHONE THAT TRACKS DRIVING PATTERNS
WHAT IS TELEMATICS
BESIDES HOME AND AUTO, THIS IS ANOTHER POLICY THAT CAN BE LINKED TO YOUR UMBRELLA
WHAT IS A RENTER'S, WATERCRAFT, OR INVESTMENT PROPERTY
What is Delaware's state minimum requirement for auto limits of liability?
WHAT IS 25/50/10
JUST FOR FUN - WHAT IS MY SON'S NAME AND WHAT SPORT DOES HE PLAY?
WHAT IS ANTHONY (AJ) AND LACROSSE
AN EASY, & COMPLIMENTARY SERVICE TO CONFIRM YOU ARE COVERED CORRECTLY AND YOU COULD SAVE MONEY ON YOUR PREMIUM.
WHAT IS AN INSURANCE REVIEW WITH TARA