Auto Insurance
What are the state minimum Bodily Injury limits in UT
$30,000/$65,000
This is a policy you get if you own a rental home.
Landlord Policy
or
Habitational Policy
This is what you pay/are responsible for when you file a claim.
Deductible
This is an optional coverage on a home policy that protects you from sudden Earth Tremmors
Earthquake Coverage
This part of your home policy protects you and your family from lawsuits.
Liability Coverage
What is the minimum Property Damage limits in UT
$25,000
You need this kind of policy if you have at least 1 full time employee.
Workman's Compensation
Does Rental Reimbursement coverage cover you if your car's in the shop for non claim related repairs?
No
This policy will increase your liability limits on all of your policies by $1,000,000 up to $10,000,000
Umbrella Policy
This coverage protects your sewer line, power line, water line and cable line.
Service Line Coverage
Daily Double
What is the highest BI and liability limits you can receive on a standard auto policy.
$1,000,000/$1,000,000/$1,000,000
If you have a brick and mortar location where customers can come to, you need this kind of policy.
Business Owners
When using your insurance, do you have to pay your deductible if the other party is at fault.
Yes
This policy offers Emergency Roadside Service even though you would "never use it on the road".
Watercraft Policy
This policy only coverers the exterior of a Townhome/Condo policy.
Walls-Out Policy
PIP stands for what? And what's the state minimum for coverage.
Personal Injury Protection
$3,000
This insurance covers professionals, like Realtors and Insurance Agents, from lawsuits for negligent acts and errors committed during business that result in a financial loss.
E&O Insurance
or
Errors & Omissions
This is what happens when your insurance carrier tries to recover damages from the at fault party to cover your claim and deductible.
Subrogation
Many auto insurers offer this discount to policyholders who insure more than one vehicle or combine auto and home policies with the same company.
A multi-policy discount
Daily Double
This coverage protects anything not attached to your home such as a playset, sheds and fences.
Coverage "B" or "Unscheduled Structure" Coverage
What is the minimum recommended BI and Property limits offered at Casey & Associates
$100,000/$300,000/$100,000
Name 3 of the 4 most common commercial insurance policy types.
General Liability Policy
Business Owners Policy
Commercial Auto
Work Comp
Who should you call if you're hurt in an accident and the other party is at fault.
Jade Hudson, 385-622-9025
American Family Insurance was founded in this year.
1927
You have to do "this" for any large valued items inside your home such as coin collections or valuable instruments.
Schedule