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INSURANCE & RISK MGMT
AUTO INSURANCE
PROPERTY INSURANCE
Mountain West Fun Facts
Legal 101
100
Protection against possible financial loss
What is insurance
100
Insurance that covers damage to your vehicle when itis involved in an accident
What is collision insurance
100
Coverage that provides protection for your residence and its associated financial risks
What is homeowners insurance
100

The first CEO of Mountain West. 

Who was John Clay? 

Bonus: 1948-1954

100

This part of the insurance policy explains what losses are covered.

What is the Insuring Agreement?

200
A legal responsibility for the financial cost of another person's lossess of injuries
What is liability
200
Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver
What is uninsured motorist's protection
200
Pays the cost of minor accidental injuries to visitors on your property
What is medical payments coverage
200

The first Address of MW's first office in Laramie.

Where is 305 1/2 S 2nd Street?

200

To reject or void, especially by legal procedure.

What is to Quash?

300
What is the failure to take ordinary or reasonable care to prevent accidents
What is negligence
300
Insurance that covers physical injuries caused by a vehicle accident for which you are responsible
What is Bodily injury liability
300
Additional property insurance that covers the damage or loss of a specific item of high value
What is personal property floater
300

This Mountain West employee had the FIRST written GuideWire policy.

Who is Jim Geesey (360)? Who is Dan Bleak (MW)?

300

Failing to respond to communications in a timely manner may be evidence of this.

What is Bad Faith?

400
A fee paid for insurance
What is a premium
400
Insurance that protects you if your vehicle is damaged in a non-accident situation
What is comprehensive physical damage
400
Payment based on the replacement cost of an item minus depreciation
What is actual cash value
400

To provide financial peace of mind for our customers with competitive, quality products and services.

What is Mountain West's Mission Statement? 

400

This legal concept requires proving duty, breach, causation, and damages.

What is negligence?

500
The set amount that the policyholder must pay per loss on an insurance policy
What is a deductible
500

This estimate method uses standardized labor times and parts pricing software. 

What is CCC?

500
Receiving the full cost of repairing or replacing an item
What is replacement value
500

States that do not have a Farm Bureau Insurance company or affiliate.

What are Alaska & Hawaii?

500

This standard is broader than the duty to indemnify.

What is the duty to defend?