Home Insurance Basics
This coverage protects the physical structure of your home from fire, wind, and hail.
What is dwelling coverage?
This coverage pays for damage to another person’s car if you cause an accident
What is property damage liability?
This policy combines property and liability coverage for small businesses.
What is a Business Owners Policy, BOP?
This personal policy adds an extra 1 million dollars or more in liability coverage.
What is an umbrella policy?
This company was founded in 1927 and started by insuring only farmers.
What is American Family Insurance?
This part of your policy covers furniture, clothes, and electronics inside the home.
What is personal property coverage?
This coverage pays for injuries you cause to others in an accident.
What is bodily injury liability?
This coverage protects a business if a customer slips and falls.
What is general liability insurance?
This term refers to the maximum amount an insurer will pay for a covered loss.
What is the policy limit?
American Family Insurance is headquartered in this city.
What is Madison, Wisconsin?
Most home policies do not cover this common natural disaster without a separate policy.
What is flood insurance?
This coverage protects your vehicle from theft, fire, or hitting a deer.
What is comprehensive coverage?
This coverage replaces lost income if a business shuts down after a covered loss.
What is business interruption insurance?
A dog bite claim typically falls under this section of a homeowners policy.
What is personal liability coverage?
This current NFL quarterback for the Green Bay Packers was named an American Family Insurance brand ambassador in 2024.
Who is Jordan Love?
This coverage pays for hotel stays and meals if your home is unlivable after a covered loss.
What is loss of use?
In most states, this coverage is required by law to drive legally.
What is liability insurance?
This policy protects business owners from claims of negligence or mistakes.
What is professional liability insurance?
This is the amount you pay out of pocket before insurance pays.
What is a deductible?
This American Family Insurance ambassador helped start the AmFam Championship golf event and foundation in 2013.
Who is Steve Stricker?
This endorsement covers the water, sewer, electric and cable lines buried in the yard.
What is Service Line Coverage?
This program tracks your driving habits and rewards you for good driving habits
What is the Drive My Way Program?
This coverage is required in most states if a business has employees.
What is workers compensation insurance?
This type of lawsuit is common for small businesses after a contract dispute.
What is a breach of contract claim?
The best insurance agency to assist with your home, auto and business insurance needs.
The Bellante Agency, Inc